Re: [Amel Yacht Owners] PANTAENIUS America Ltd
Alexandre Uster von Baar
Good morning,
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Last July in Nassau a powerboat insured by Pantaenius lost control then panic in the marina destroying my boat pulpit. A month later, Pantaenius only wanted to accept 50% responsibility. Reasons involved: my boat was longer than the slip, it is not out client’s fault, as your witness wrote there was current and wind, etc. I spent lots of time talking to lawyers to explain Mr Delassee and his expert Mr Rousselon these reasons had no legal value. Mr Delassee nor Mr Rousselon ever defended my interest, and keep wanting me to accept 50% responsibility. I contacted directly my insurance company (Helvetia), explained the situation and they totally agreed that I was not at fault. Repair have started last week. I trust Helvetia will honor the repairs (I have to advance the money). I will post an update. I will never use again Mr Delassee as a broker, he is worthless. I already ask Helvetia to introduce me to another one. Regarding Pantaenius, view the lies they used, I would not use them either. And by the way, I am very lucky there was witness, which were marina employees… I can write the complete detail story if needed. During that whole process there was many funny anecdotes Mr Delassee writing: “Mr Uster we told you not to be in US water”. My reply (which made laugh Helvetia): “Nassau is in the Bahamas, which has been independent from the UK for 41 years. Has nothing to do with US water, the only thing that is US is the boat that hit me and this could have happened any where”. Plus for info, I pay 30% more premium for cruising US water (as american insurance are notorious to make things hard when an accident happened). Many insurance will not insure foreign vessel in US water. Anyway, hope that helps… Sincerely, Alexandre SM2K #289 NIKIMAT In repair in Fort Lauderdale, Florida, USA. --------------------------------------------
On Sun, 4/19/15, 'Bill & Judy Rouse' yahoogroups@... [amelyachtowners] <amelyachtowners@...> wrote:
Subject: Re: [Amel Yacht Owners] PANTAENIUS America Ltd To: amelyachtowners@... Date: Sunday, April 19, 2015, 4:52 AM Pantanaeius pulled the policy we wrote with them in NZ when www reached Malaysia a year later. They said it was because of new risks in the area. Of course it cost us a new survey for a new insurance company. I believe Pantanaeius has different rules in different parts of the world, and for that reason it is probably not a company for someone crossing oceans and visiting other countries. Because of what Pantanaeius did to us, I will not consider them again. We have a policy with Geoffroy de Lassée gdelassee"at"assurances-delassee.com, and they do specialize in Amels. Write him and ask him for a copy of the policy they have on BeBe. BTW, the policy does not cover BeBe in US waters, and they will not cover a boat with a USA home port. If you are a USA lawyer, you know why. BeBe is USA documented vessel with a USA address and a home port of St. Thomas. It is easy and completely legal to change your home port with the USCG. Bill Rouse BeBe Amel 53 #387 Sent from my tablet +39 333 121 8115 Italy Mobile +1832-380-4970USA Voice HiThis appended in Thailand about 10 years ago. Cruisers in their 60s who were going to Chagos wrote to pay their premium early as communications would be difficult. The Aussie couple were told their policy would not be renewed.Rather than have Akwaaba's policy refused we looked around for another insurer...QBE.Later at the Southampton boat show we approached the CEO of Pantanaeius ,an Amel owner, who said that a policy to an Amel would not be refused! He claimed there was a high rate of lightening damage in SE Asia. Chris Smither ,Santorin Sloop ,1990 Sent from my iPad On 19 Apr 2015, at 01:37, Steve Davis flyboyscd@... [amelyachtowners] <amelyachtowners@...> wrote: Hi Eric, We also have Pantaenius, but have not yet received a letter like yours. My guess is we will all get this, as it sounds like they are changing the times and cruising grounds a bit. Our policy is not up for renewal until February 2016, and we may not get this notice until closer to that date. It does not sound as if they intend to cancel your policy, but will require you to acknowledge the changes before issuing a renewal. I have to admit, this is a strange way to go about it, as it would seem more reasonable to just send out the renewal with the new rules and price, and you could accept it or not. It also indicates the price will be going up, and I'd like to know by how much. I'll plan to call my agent with Pantaenius on Monday, and see what he can tell me. If you hear anything more, please post it on the forum. Regards,Steve a DavisS/V Aloha SM72St Augustine, FL On Apr 18, 2015, at 14:48, sailormon kimberlite@... [amelyachtowners] <amelyachtowners@...> wrote: I just receive a note from the above insurance company that my policy will not be renewed I have not had anyClaims on any boat ever. Has anyone else received this non-renewal notice, and what is it all about .It is very legalese and very hard to understand. It seems like it only applies to the west coast and Mexican waters.Fair WindsEricKimberlite Amel Super Maramu #376 As of January 2015, the Pantaenius America Yacht policy will no longer be automatically renewing, As such, we are required to deliver a notice of non-renewal (attached) and your existing policy will be terminating on its renewal date. Additionally, we have updated our West Coast Cruising areas as stated below in order to better serve the individual cruising needs of our insureds. The rates may have increased due to the recent weather related catastrophic events as well as the new weather trends we’ve been seeing. If you are interested in receiving a quotation for the 2015-2016 policy term, please respond to this email indicating the option of your choice and a premium quotation can be provided.If your upcoming cruising plans are not reflected in the options below, please provide a detailed itinerary so a premium quotation can be offered. I: If the vessel will NOT be, south 30.5 degrees, the following cruising area will apply: Inland waters, bays and coastal waters east to 50° West Longitude and west to 135° West Longitude, and north to 52° North Latitude, and south to 30.5° North Latitude.II. If the vessel will be navigating in Mexican waters between November 2nd through July 14th (not in Mexico during the Summer/Fall season), we can offer the following cruising area: Canadian and United States Pacific Coast and Inland Waters, and Bays and Mexican Pacific Coastal Waters, west to 135 degrees West Longitude, east to 98 degrees West Longitude, north to 52 degrees North Latitude and south to 30.5 degrees North Latitude. Navigation is extended to allow the vessel to be within 30.5 degrees North Latitude and 7 degrees North Latitude and east to 77.5 degrees West Longitude in the Pacific Ocean. Waters of the Panama Canal are excluded. It is warranted that the vessel is not south of 30.5 degrees North Latitude in the Atlantic Ocean, inland waters, Caribbean Sea, Gulf of Mexico, Pacific Ocean, waters of Mexico, and the Panama Canal between July 15th and November 1st.III. If the vessel will be remaining in Mexican waters for the storm season, July 15th through November 1st, we can offer the following cruising area: Canadian and United States Pacific Coast and Inland Waters, and Bays and Mexican Pacific Coastal Waters, west to 135 degrees West Longitude, east to 98 degrees West Longitude, north to 52 degrees North Latitude and south to 30.5 degrees North Latitude. Navigation is extended to allow the vessel to be within 30.5 degrees North Latitude and 7 degrees North Latitude and east to 77.5 degrees West Longitude in the Pacific Ocean. Waters of the Panama Canal are excluded. Option III requires we have the a Named Tropical Storm Plan Warranty Form completed and returned to our office for review and approval to determine a separate Named Storm deductible.If we do not receive a response from you, your policy will terminate on it’s renewal date as noted above. Feel free to contact our office with any questions. #yiv1043984478 #yiv1043984478 -- #yiv1043984478ygrp-mkp { border:1px solid #d8d8d8;font-family:Arial;margin:10px 0;padding:0 10px;} #yiv1043984478 #yiv1043984478ygrp-mkp hr { border:1px solid #d8d8d8;} #yiv1043984478 #yiv1043984478ygrp-mkp #yiv1043984478hd { color:#628c2a;font-size:85%;font-weight:700;line-height:122%;margin:10px 0;} #yiv1043984478 #yiv1043984478ygrp-mkp #yiv1043984478ads { margin-bottom:10px;} #yiv1043984478 #yiv1043984478ygrp-mkp .yiv1043984478ad { padding:0 0;} #yiv1043984478 #yiv1043984478ygrp-mkp .yiv1043984478ad p { margin:0;} #yiv1043984478 #yiv1043984478ygrp-mkp .yiv1043984478ad a { color:#0000ff;text-decoration:none;} #yiv1043984478 #yiv1043984478ygrp-sponsor #yiv1043984478ygrp-lc { font-family:Arial;} #yiv1043984478 #yiv1043984478ygrp-sponsor #yiv1043984478ygrp-lc #yiv1043984478hd { margin:10px 0px;font-weight:700;font-size:78%;line-height:122%;} #yiv1043984478 #yiv1043984478ygrp-sponsor 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