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Re: [Amel Yacht Owners] Re: Insurance (2016/7) - Single handed coverage??

Colin - ex SV Island Pearl
 

Thanks to all those who have contributed so far. It would be great to hear from others who sail single handed at times too about who they use. This discussion pretty much sums up what we were thinking, especially Bill's comment (and Alan's) about there potentially being some room for negotiation on certain clauses based on one's experience, history and the specific sailing zones covered. Naturally we would understand/support the logic for paying a higher excess for any claims whilst single handed as this is not our normal situation, but will sometimes be unavoidable.

In going through our Panteanius PDS clauses in fine detail yesterday there were many very handy "extras" that would provide great peace of mind for sailing in the remote areas we intend to sail this year, (eg medical, and evacuation costs etc etc). We see them as the most widely recommended company internationally and since we have had 6 years of very good ongoing relations with Panteanius (both UK office and Australian office when it opened), we will be going back to their Sydney first to see what can be done in relation to the single handed clause, rates for all zones we will sail through, and to ensure we are not later on lumped with a new "anchored watch person" restriction.

Since we are still a UK registered yacht we will also approach Y Yachts today to find out more on their product, as well as the NZ Broker "Bailey's".

Colin & Lauren Streeter
Island Pearl II, Amel 53 #332
Brisbane


On Thu, Feb 2, 2017 at 10:23 AM, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

 

Hi,
I have been around for too long. I have insured things nautical and private and business for 40 plus years. I have had mostly good experiences with claims. Some excellent some good, and only two shockers. Both shockers were I think caused by the individual appointed by the insurers to asses the claim. If you don't like the look of the appointee, ask for another.
However, if you are offered a policy with a Lloyds company called Haven Knox Johnson you will find the premiums cheap, but in my view you should consider very carefully before you insure with them
Danny


From: "divanz620@... [amelyachtowners]" <amelyachtowners@yahoogroups.com>
To: amelyachtowners@yahoogroups.com
Sent: Thursday, 2 February 2017 9:49 AM
Subject: [Amel Yacht Owners] Re: Insurance (2016/7) - Single handed coverage??

 
Hi Colin,
We go through a broker and the insurance eventually ends up with Lloyds.
Very few restrictions....single handing was on the list and they came back with some stupid deal of only daytime and no more than 100nm. Well I went back to the broker and said come on that's ridiculous, where am I going to sail in the Pacific that fits that...he said, well tell me what you want...OK, for example Port Vila to Noumea...that's few hundred miles and a couple of overnights.
He came back with OK agreed to that but your policy excess will double for single handing.
Of course I've never had to make a claim on this policy but I must say the broker is always co-operative in finding solutions....I have known him a long time.
I did investigate Pantaneus Australia some time ago, but they had some funny clauses I seem to remember and were quite expensive, but they had only just started then.
As for rigging, my insurance doesn't have a 10 year requirement, but I had all the standing rigging replaced last year as it was 12 years old....didn't show any signs of fatigue, but, as a precaution I did it any way.
Cheers
Alan
Elyse SM437





--
Colin Streeter
0411 016 445
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