Scott, below if the response to be posted on the Amel forum. It was written assuming Joel will be posting. Please let me know if he has an issue posting it.
Pantaenius insured vessels that fall within their current guidelines absolutely have coverage while below 30.5 degrees north latitude if the Cruising Area stated on their declaration pages allows.
With regards to coverage during storm season, (July 15th through November 1st ) , Pantaenius requires that the vessel be secured per Pantaenius storm requirements. Pantaenius now offers options for insured clients to choose how best to secure their vessel—one of which is to move the vessel out of the path of the storm.
It is important to recognize that Pantaenius America will cover your vessel in the event of a named tropical storm as long as you comply with your stated requirements. It is also very important to understand that outside of the storm season (again storm season for Pantaenius America is July 15 – November 1st), this storm warranty does NOT apply. Bottom line: Pantaenius is still offering coverage for Florida and the Caribbean even during storm season.
Janet Bianco | Senior Vice President
Pantaenius America, Ltd.
500 Mamaroneck Avenue |Harrison, NY 10528 | United States of America
Phone: 914-381-2066 | Fax: 914-381-2052 | www.pantaenius.com
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Coverage is not considered bound or amended by Pantaenius America until you have received a Binder, Policy, or Endorsement evidencing your request.