I agree, this is a big issue....
I have had issues with insurance companies that say they CAN'T insure Elyse because she is British registered, moored in New Zealand and I live in Australia.
What has all that got to do with the risk of insuring a boat ?
Right now I only have her insured for NZ waters as my plans to sail in the South Pacific this season are on hold...indefinitley.
Cheers
Alan
Elyse SM437