I'm looking at health insurance for myself again. I've been basically self-insuring for overseas care and have DAN Boaters insurance for emergency medical repatriation. Iris has GeoBlue plus DAN.
Depending on deductible and copay, I'm looking at $ 7-8K premium, plus $3-10K deductible and $0-5K copay every year. That's a lot of money to pay when the only thing I could imagine costing that much overseas would be emergency surgery. Anything else and we would fly home to let Medicare pay for it.
I'd be interested to know what everyone else is doing.
Thanks for your thoughts.
Hoping to sail S again in Nov depending on COVID rules in Caribbean and beyond.