Re: Offshore Health Insurance

Thomas Peacock

As our president famously said after he was unable to come up with a new health insurance plan, “Who ever thought health insurance could be so complicated?”

I’m not trying to inject any politics into this forum, however; the forum is too precious for that.

In the US, health insurance certainly is complicated. 

You will find many different opinions on what Medicare does and does not cover. 

My best read on traditional Medicare (Parts A and B) is that costs incurred in foreign countries will not be reimbursed, unless you live by the Canadian border and the Canadian hospital is closer than your US hospital. Will not apply for problems in the Caribbean and elsewhere.

Many Part C (Medicare Advantage) plans will reimburse you for foreign expenses. Check your plan.

I will defer to Eric on Plan F, I know nothing. I read up on it on the internet, and came away even more confused.

Tom Peacock
SM 240 Aletes
Wintering well above the Tropic of Cancer

On Oct 20, 2020, at 10:58 AM, Craig Briggs via <sangaris@...> wrote:

Hi Pat -
The best and perhaps only definitive answer is to submit your claim and see what they do.

Tom Peacock
SM 240 Aletes
Chesapeake Bay

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