Date   

Maramu dimensions for dinghy storage

smiles bernard
 

Hello fellow Maramilians !


I’m in the process of building a 10ft grp dinghy. Sailing rowing and motor is the plan




It’s for the kids really but I’m hoping we can use it almost exclusively as the boat tender.

It’s a lovely thing but will need to be chopped in half once I have plucked up the courage 😐

But I’m away from our maramu. She’s in the canaries and we are in the uk working /school etc and getting ready for an extended cruise in the summer.

Would someone be kind enough to tell me how much space there is between the main mast and the windlass?

I think it’s 2.3m but would love to hear if that’s the case or I made it up as I can’t find my measurement notes.

The dinghy design is a copy of an old Falmouth punt so it won’t nest perfectly so I’m planning to just chop off the minimum so the remaining aft section fits between main mast and windlass. With luck the remaining fwd section will stow inside the aft section or failing that under the mizzen boom !

Hopefully she will sail like a witch and make up for the hassle of putting her together each time. We will see. We have Davits for night time hoisting in harbour if needed but won’t sail with her on the davits

If you are interested she’s going to be super light layup although I’m going to have to add bulkheads and seats etc and a spot of hull stiffening but so far 15kg for the hull alone.
If we can keep her <35kg I’ll be happy
I’ll send a few pics once shes complete if anyone is interested
First build for me and really enjoying it

Any help with the measurements much appreciated !


Fair winds

Miles


Re: [Amel Yacht Owners] Spurs Line cutter Size

rossirossix4
 

We are in the process of purchasing a spare Spurs Cutter.  When we were in Turkey we had to pay (national distributor in Istanbul) about the same amount as an entire unit costs in the US.  

We have been doing some research on the diameter size (we are away from our boat in Malta).  Many Super Maramu's are reporting that they have used 1.5", we have also seen 38mm and 35mm in the group.  Spurs is able to look up orders by last name so I found a few that were 1.5" then had them look up Eric Freedman--they only use last name.  On his they show 38mm and Bryony told me that was an very unusual and custom size.  If produced and was wrong could not be returned.  38 mm is 1.49606" or 4/1000" larger than38mm.  She informed me that if there was a problem I could return it for exchange.

Anyone have THE definitive answer?

Bob and Suzanne 
KAIMI SM 429


Anchor Locker

pepinoamel <no_reply@...>
 

I take all the chain out every year to clean the anchor locker and as has been noted on previous posts, the plywood ceiling is always mouldy.  Does anybody know why the anchor locker is painted halfway up with white paint and the rest of the fiberglass is left bare and the plywood ceiling is left unpainted?  Has anybody painted the sides and especially the plywood ceiling?  If so, what paint was used?  Does anybody know what the existing white paint is?


Gerhard Hoffmann

Pepino SM381

Greece


Re: [Amel Yacht Owners] Re: 54 TV lift

Alex Ramseyer <alexramseyer@...>
 

Hi,
yes, my box is where you described it, just beneath the TV and on the same level like the seatbench.
Best Regards,
Alex
NO STRESS


On Tuesday, February 13, 2018, 6:15:37 PM GMT-4, Courtney Gorman Itsfun1@... [amelyachtowners] wrote:


 

Hi Alex

By bench did you mean the one at the back of the table on the port side?  I removed the panels behind the cushions and could not find the box?
Thanks
Courtney 
Trippin Amel 54 #101


Dr. J Courtney Gorman DDS MS
Gorman Center for Orthodontics
617 North River Drive
765 662 0018
Clear Choice Orthodontics          Innovative Orthodontics
14555 Hazel Dell Parkway          1926 South Dixion
Carmel, IN                                  Kokomo, IN
317 815 9310                               765 495 3145


-----Original Message-----
From: Alex Ramseyer alexramseyer@... [amelyachtowners]
To: amelyachtowners
Sent: Tue, Feb 13, 2018 01:19 PM
Subject: Re: [Amel Yacht Owners] Re: 54 TV lift


 

Hi,
there is a small metal box containing four fuses behind the bench. You'll have to remove the wooden cover. In my case it was just a fuse that didn't work anymore.
Best Regards,
Alex
AMEL54 #15
NO STRESS
On Sunday, February 11, 2018, 11:34:13 AM GMT-4, webercardio webercardio@... [amelyachtowners] <amelyachtowners@...> wrote:


 

Inverter under navtable is on?






Re: [Amel Yacht Owners] Puerto Rico Marina DEAL!

Alexandre Uster von Baar
 

Nice!

How much do they charge weekly or monthly?

Sincerely, Alexandre



--------------------------------------------

On Sat, 2/17/18, 'Mark Erdos' mcerdos@gmail.com [amelyachtowners] <amelyachtowners@yahoogroups.com> wrote:

Subject: [Amel Yacht Owners] Puerto Rico Marina DEAL!
To: amelyachtowners@yahoogroups.com
Date: Saturday, February 17, 2018, 3:38 PM


 

















If you are in the SE side
of Puerto Rico and need a nice
place to stay at a great price, then check out this special
at the Palmas Del Mar
Yacht Club:

 

Our first program is our Extended
Stay Program. For any vessel
booking transient dockage, we will provide a complimentary
stay of equal
duration. For example, if you book a one week stay we will
give you an
additional week free of charge. We hope you will take
advantage of this offer
to spend more time with us and discover new places or
revisit your favorites.
We're confident you will enjoy your time with us so
we're offering a
satisfaction guaranty: if for any reason within the first
week of your stay
you're unsatisfied, we will cancel your stay and issue
you a full refund (net
of any utility charges). 

 

We have stayed here and it
is VERY nice. There are
restaurants within walking distance and a small market. The
marina and staff
are super. There is Target Car Rental on site and it is
about 15 minutes to
Costco and 10 minutes to Wal-Mart.

 

If you go, please tell
Glenda (who speaks English) in the
office hi from Mark and Cindy – Cream Puff

 

Here is a link to their
page: http://www.theyachtclubmarina.com/


 

 

With best regards,

 

Mark

 

Skipper

Sailing Vessel - Cream
Puff - SM2K - #275

Currently cruising -
Guadeloupe

www.creampuff.us

 
















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Re: [Amel Yacht Owners] Re: Boat Insurance

Craig Briggs
 

Thanks, Jeff ... caveat emptor it is!


Re: [Amel Yacht Owners] Re: Boat Insurance

JEFFREY KRAUS
 


Puerto Rico Marina DEAL!

Mark Erdos
 

If you are in the SE side of Puerto Rico and need a nice place to stay at a great price, then check out this special at the Palmas Del Mar Yacht Club:

 

Our first program is our Extended Stay Program. For any vessel booking transient dockage, we will provide a complimentary stay of equal duration. For example, if you book a one week stay we will give you an additional week free of charge. We hope you will take advantage of this offer to spend more time with us and discover new places or revisit your favorites. We're confident you will enjoy your time with us so we're offering a satisfaction guaranty: if for any reason within the first week of your stay you're unsatisfied, we will cancel your stay and issue you a full refund (net of any utility charges). 

 

We have stayed here and it is VERY nice. There are restaurants within walking distance and a small market. The marina and staff are super. There is Target Car Rental on site and it is about 15 minutes to Costco and 10 minutes to Wal-Mart.

 

If you go, please tell Glenda (who speaks English) in the office hi from Mark and Cindy – Cream Puff

 

Here is a link to their page: http://www.theyachtclubmarina.com/

 

 

With best regards,

 

Mark

 

Skipper

Sailing Vessel - Cream Puff - SM2K - #275

Currently cruising - Guadeloupe

www.creampuff.us

 


Re: [Amel Yacht Owners] Re: Boat Insurance

Craig Briggs
 

Hi Jeff,
You left us "hanging" - what did Scott Stusek say about you being covered single handed?

I, too, have Pantaenius (America) and they are great (albeit, no claims). One nuance for anyone who may transport their boat is that the policy is totally clear that it does not cover that and you'll need separate insurance during the transport. The transport company made a point of that also and offered an "all-risk" policy for $300.  What they don't tell you is that when your boat is being transported it is considered "marine cargo", not a "yacht", and if there is damage you will only get the depreciated value (plus installation cost). Caveat emptor.

Cheers, Craig 


---In amelyachtowners@..., <jmkraus@...> wrote :

Good Morning Amelians,
Just a note on insurance from my perspective.
After arriving back in Puerto Real, Puerto Rico after sailing my escape before Maria's arrival, there were a great number of destroyed boats. I spent days with my dinghy helping salvage equipment and personal items with various boat owners.
My Norwegian friend had his S/V Strega holed and awash on the beach. We spent days and countless trips back and forth removing everything aboard. They managed to refloat her, and bring her back to the marina. 
Using my sat phone email connection (ocens software) he made contact with Pantaneous (Europe). They had a group of adjusters in Puerto Rico within weeks (I think it was 2 weeks), and he was one of the first to be contacted. His boat was valued at 60K. He received a check for 64K. They paid him 4K extra for the salvage of the boat. He is allowed to keep the boat as it was declared a wreck. You should see the pictures of it awash. An owners worst nightmare. He had the boat hole reepaired and gel coated the repair. His intention is to keep it. I will join him aboard for a Regatta within a couple months, and Strega is currently sailing.
I also had a lengthy discussion with Scott Stusek of Pantaenious America (they cover Spirit). He explained a number of issues I had clearly and without beating around the bush. Our discussion regarding solo sailing was quite enlightening. I had done a 80 hr solo trip to avoid Maria, and wanted to know the stand Pantaenious would have taken in the event of a collision or other event aboard during that trip.
I feel very comfortable with Pantaenious coverage.
Best Regards to All!

Jeff Spirit Amel 54 #14

Jeff Spirit A



On Sat, Feb 17, 2018 at 04:47 AM, simms@... [amelyachtowners] wrote:

 

Hi Miles, thanks for this. However I am fortunate not to be one of the major or total loss incidents. We had a surge from a nearby lightning strike. We were not hit but lost a lot of electronics from the surge. The insurers turned themselves inside out to make life as difficult as possible for us. In the end we got everything replaced with new equipment the same as we had. All good but cost us a lot. It was several years ago and all systems have worked fine ever since. I have talked it over with our new broker
Regards
Danny

Sent from my Vodafone Smart

On 17 Feb 2018 11:38, "'Miles Bidwell' milesbid@... [amelyachtowners]" <amelyachtowners@...> wrote:
 

Hello Danny,

 

I have been following your sad story and I feel very badly for you.  It is of no value to you, but, on behalf of others,  I want to put in some comments following Eric’s post about Pantaenius insurance.  I had Pantaenius for 8 years in Europe after 6 months with Lloyds.  Pantaenius was about one-third the cost for better coverage.  I didn’t have any claims, but a friend had his boat almost destroyed on the hard by a hurricane in Granada.  He said that Pantaenius adjusters were the first on the scene.  His boat had a repair estimate (shipping back to France) about the same as the agreed value.  He chose to repair and still has the boat.   Pantaenius  Europe does not insure American owned boats in US waters (they don’t like trial lawyers) so I had to give it up when I came back. 

Now, Pantaenius has a US company affiliate (subsidiary?) and I again have their insurance.  I have an agreed upon value policy that appears to be exactly what they say it is.  There is no fine print.  We agreed upon the value after I had an appraiser go over my boat and list all of the things that I had added or replaced and the condition and we estimated a market value that Pantaenius accepted without question.   I did have a major claim a year ago after something big ran into my boat when it was on a mooring in Newport RI.  Pantaenius took care of their part without  difficulty for me and without any argument.  

 

Regards,

 

Miles  s/y Ladybug, sm216 in Port du Marin, Martinique


Re: [Amel Yacht Owners] Re: Boat Insurance

JEFFREY KRAUS
 


Re: [Amel Yacht Owners] Re: Boat Insurance

Alan Leslie
 

Hi Danny
Your new broker is the same broker we have had since 2010.
He's OK, he's a sailor, and we have never had any issues with him.
Generally he insures through VELOS a UK company which reinsures through Lloyds
Clear and precise policies, no "fine print"
We have been quite content with Neil Bailey
Cheers
Alan'
Elyse SM437
PS...we will be in the "Bay" 5-13 March, if you're around


Re: [Amel Yacht Owners] Re: Boat Insurance

Danny and Yvonne SIMMS
 

Hi Miles, thanks for this. However I am fortunate not to be one of the major or total loss incidents. We had a surge from a nearby lightning strike. We were not hit but lost a lot of electronics from the surge. The insurers turned themselves inside out to make life as difficult as possible for us. In the end we got everything replaced with new equipment the same as we had. All good but cost us a lot. It was several years ago and all systems have worked fine ever since. I have talked it over with our new broker
Regards
Danny

Sent from my Vodafone Smart

On 17 Feb 2018 11:38, "'Miles Bidwell' milesbid@... [amelyachtowners]" <amelyachtowners@...> wrote:
 

Hello Danny,

 

I have been following your sad story and I feel very badly for you.  It is of no value to you, but, on behalf of others,  I want to put in some comments following Eric’s post about Pantaenius insurance.  I had Pantaenius for 8 years in Europe after 6 months with Lloyds.  Pantaenius was about one-third the cost for better coverage.  I didn’t have any claims, but a friend had his boat almost destroyed on the hard by a hurricane in Granada.  He said that Pantaenius adjusters were the first on the scene.  His boat had a repair estimate (shipping back to France) about the same as the agreed value.  He chose to repair and still has the boat.   Pantaenius  Europe does not insure American owned boats in US waters (they don’t like trial lawyers) so I had to give it up when I came back. 

Now, Pantaenius has a US company affiliate (subsidiary?) and I again have their insurance.  I have an agreed upon value policy that appears to be exactly what they say it is.  There is no fine print.  We agreed upon the value after I had an appraiser go over my boat and list all of the things that I had added or replaced and the condition and we estimated a market value that Pantaenius accepted without question.   I did have a major claim a year ago after something big ran into my boat when it was on a mooring in Newport RI.  Pantaenius took care of their part without  difficulty for me and without any argument.  

 

Regards,

 

Miles  s/y Ladybug, sm216 in Port du Marin, Martinique


Re: [Amel Yacht Owners] Re: Copper-Coat AntiFouling

Red1 Stella SM359
 


Hello,

I made the choice to go for copper coat, I will surely give feedback over the next few years.
I have read so many various feedback it made my head spin, however I decided to give it a try and provide feedback for other owners.

Redouan
Stella SM359 
Portimao

On 16 Feb 2018, at 18:27, Ian Park parkianj@... [amelyachtowners] <amelyachtowners@...> wrote:

You have to ensure copper coat is continually stirred while applying otherwise it may not work so well. Best advice is do it yourself. Advantages are it is an epoxy coat on top of your gel coat. You only have to jet wash and light sand prior to re launch. No build up of layers of anti foul. If you encounter any slime or shell you can use stainless steel scrubbers or paint scrapers while in the water. 
It works for us but understand it’s not everyone’s choice. 

Ian
Ocean Hobo SN96



Re: Boat Insurance

Duane Siegfri
 

I had the same experience as Miles.  A boat hit us while we were anchored.  Pantaenius came through with the repair costs, even advancing 2/3 of the estimate for repair since the boatyard required weekly progress payments.

My only complaint is that they have not gone after the other boats insurance company so I'm out my deductible.

Duane
Wanderer, SM#477


Re: Boat Insurance

Miles
 

Hello Danny,

 

I have been following your sad story and I feel very badly for you.  It is of no value to you, but, on behalf of others,  I want to put in some comments following Eric’s post about Pantaenius insurance.  I had Pantaenius for 8 years in Europe after 6 months with Lloyds.  Pantaenius was about one-third the cost for better coverage.  I didn’t have any claims, but a friend had his boat almost destroyed on the hard by a hurricane in Granada.  He said that Pantaenius adjusters were the first on the scene.  His boat had a repair estimate (shipping back to France) about the same as the agreed value.  He chose to repair and still has the boat.   Pantaenius  Europe does not insure American owned boats in US waters (they don’t like trial lawyers) so I had to give it up when I came back. 

Now, Pantaenius has a US company affiliate (subsidiary?) and I again have their insurance.  I have an agreed upon value policy that appears to be exactly what they say it is.  There is no fine print.  We agreed upon the value after I had an appraiser go over my boat and list all of the things that I had added or replaced and the condition and we estimated a market value that Pantaenius accepted without question.   I did have a major claim a year ago after something big ran into my boat when it was on a mooring in Newport RI.  Pantaenius took care of their part without  difficulty for me and without any argument.  

 

Regards,

 

Miles  s/y Ladybug, sm216 in Port du Marin, Martinique


Re: [Amel Yacht Owners] Re: Condensation on bottom of freezer?

Duane Siegfri
 

Bill, I cannot open the photos you attached, but sent you a photo of the area.

Duane


Re: [Amel Yacht Owners] Re: Condensation on bottom of freezer?

Duane Siegfri
 

Bill,

Attached is a photo of the deck locker adjacent the aft freezer.  Note that you can see a board and bolts that covers the fwd water tank access, through a hole in the vertical deck locker wall adjacent to the aft freezer and feel the outside bottom of the freezer.  Also, the water is not coming from the water tank, it's dripping down from the water tank insulation.

Duane


Re: [Amel Yacht Owners] Insurance. Does it deliver

Danny and Yvonne SIMMS
 

Thanks Alexandre, I have done that. I haven't seen it come through yet though.

Regards

Danny

On 17 February 2018 at 02:36 "Alexandre Uster von Baar uster@... [amelyachtowners]" <amelyachtowners@...> wrote:

 


I think you should share his name and what he wrote.

Sincerely, Alexandre

--------------------------------------------
On Thu, 2/15/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: [Amel Yacht Owners] Insurance. Does it deliver
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:27 PM


 










Hi all,As I said before I was burned badly by
an insurance company. I changed brokers and have a
"agreed value" policy with my new broker.I
forwarded him some of the correspondence because, firstly I
wanted him to know what was going on and secondly to see
what he said regarding my "agreed Value" policy.
He has sent me a response which is helpful. He does have a
good name. Is it OK for me to share his reply with the
group. I'm not trying to promote him, just to add
something that may be
helpful.RegardsDannySM 299 Ocean
PearlMangonui 
New Zealand
On 16 February 2018 at 06:42
"Patrick Mcaneny sailw32@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Alexandre,
Trust me, I for one will reread my policy with a more
critical eye. Its disgusting how an insurance company would
look for any excuse , even an invalid one to escape their
responsibly . I will guarantee that the vast majority of
boaters are not aware of these practices, and believe that
they have an umbrella of protection , that in reality does
not exist. I urge you guys to find a way to tell your story
to a wider audience.  Pat SM
Shenanigans


-----Original
Message-----
From: Alexandre Uster von Baar
uster@... [amelyachtowners]
<amelyachtowners@...>
To:
amelyachtowners <amelyachtowners@...>
Sent: Thu, Feb 15, 2018 9:11 am
Subject: Re: [Amel Yacht Owners] Amel owner
saying goodbye

 Hello
Pat,

I totally agree
with you Danny.

This is
why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium
thinking you are covered, but you are not.


I URGE everybody to read their insurance
policies.
Most of you probably never even
receive it (I had to ask for mine).

I think as a boating community, if we group
ourselves we have a way to make things better.

Example on my insurance
policy it says in case of a name storm approaching you have
to:
remove anything that offers wind
resistance which is: bimini, sails, lazy bags, blade of wind
turbine, dinghy, etc. these items must be removed and store
inside the boat. As Rafael tragically find out, this also
include barbecues. That is why they say “anything” even
if not listed...
Then it says the boom
must be attached to the deck.
Then you
have to close all unnecessary sea cock.

Valuable objects such as electronics must be disassembled
and store on land...
Then you have to
“triple” the number of normal fenders, dock lines, etc.

IF YOU FAIL TO DO ANY OF THESE, the policy
is canceled.

I really
implore Rafael to tell his story…

Last week I met a french guy, so we chat, he
used to be hired by insurance adjuster to find
“anything” on a boat. He said, if there was a fire, the
insurance adjuster would hire him to find any electrical
welding (if I understood properly), as soon as they find 1,
even if it is at the top of the mast, the policy is void and
they don’t reimburse.
He said he was
disgusted and like many sailor I met now simply has
liability.

Alexandre


--------------------------------------------
On Thu, 2/15/18, Patrick Mcaneny sailw32@...
[amelyachtowners] <amelyachtowners@...>
wrote:

Subject: Re: [Amel
Yacht Owners] Amel owner saying goodbye
To:
amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based
the premiums on the Agreed value ,
and then
only will pay out based on what they determine the
market value is, because they don't want
you to be
enriched ! Did they not enrich
themselves by charging
excessive premiums
for coverage they probably never intended

to honor ? This kind of information needs to get out to
the
entire boating community through the
internet and sailing
magazines . I
encourage anyone treated unfairly to relate

their story , if  it results in lost business maybe they
will get the message. If 10% of those covered
by a company
cancelled and took their
business elsewhere and gave the
reason why
, it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von
Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners
<amelyachtown

Sent:
Thu, Feb 15, 2018 6:34 am


Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good
morning Danny,





I also have an “agreed” policy (from
Helvetia through de
Lassee), BUT as my
lawyer told me, this is a rip off as, it
is
written on the contrat that the insurance has the right
to challenge the “agreed value” and pay
only the market
value because the owner
would “enrich” himself if case
of a
total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself
getting more
than the market value).


That is
what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years
to prove that
1) vessel was better equipped
justifying the agreed value,
2) vessel was
better maintained (justifying the higher

agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own
adjuster writing a full report with all
the
details.


We have been working since November on this.






So for
anyone thinking they are safely covered with an
“agreed” value, please read your entire
policy. If you
want I can show the specific
section where what I just
explained is
written. That will be in french in my case.






Sincerely, Alexandre






--------------------------------------------


On Wed,
2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner
saying
goodbye


To: amelyachtowners@...


Date:
Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by
insurers in the past. I now


have a policy with an
"agreed Value" . I hope
that


would help
in the case of a write off.DannySM


299 Ocean PearlOn 15
February 2018 at 11:19



"Alexandre Uster von Baar uster@...



[amelyachtowners]"



<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group
“your” story about the insurance.





We have the same
insurance


Helvetia contracted through de Lassee and I
really think


every Amel owner should know the ridiculous
excuses they


used to remove 30% of the value of your boat.






It is not
“my” place to


tell everybody the way they treated “you”,
but I
will


write mine with all the
details when it will be settled.






I am
definitely sorry that


your vessel was destroy soon after you
purchased her and
did


not had the joy of sailing
her.







Sincerely, Alexandre









--------------------------------------------


On Wed,
2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner
saying



goodbye



To:


amelyachtowners@...


Date:


Wednesday,
February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably
this



will be



the last email that I send and I will withdraw from


the
group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and
it will be


impossible for me to


recover it.The


insurance
will only pay a fraction of


what


it would cost me to buy an
equal one. Deductibles and


other reasons.This situation
not only


destroyed my


ship but my dreams. My
dreams



of living on board with my


wife, my dreams


of
crossing the Atlantic to the East, my





dreams of sailing the
Mediterranean and perhaps other


seas


and finally returning to the
beautiful


South of



Chile.



In this



group I gained friends



and knowledge and


for that,
I thank each and every one of





you, especially Eric and
Alexandre who from the
beginning


helped me
with their advice.





If


you sail to Chile you will have a


friend



here.Greetings to





all


Fair


windsRafaelSM2k


246






 


Re: [Amel Yacht Owners] Insurance. Does it deliver

Danny and Yvonne SIMMS
 

Hi all,

Further to my below, no one said no so I copy here an email from my new broker sent after he read some of the posts.

Danny

SM 299 Ocean Pearl

Hi all,

I’ve been reading some of the comments posted by many of you about pleasure craft insurance policies.

I feel very sorry for you, and agreed it is not a good situation at all – but it shouldn’t be that way, and sounds like you’ve not been getting the right advice or support here.  We always use “agreed value” policies and they have worked for us and our clients as they should, many, many times.  One just less than a week ago in fact.

What you need is an advocate at claim time to ensure the claims process goes as it should – in addition to ensuring your policy is set up correctly.  This is where an experienced Marine Insurance Broker comes in – well, a good one anyway!

There are also certain Insurance Companies to avoid out there.  Their policies aren’t worth the paper they are written on.

Sincere regards,

Neil Bailey

Director

Bailey Insurance Brokers

Auckland

New Zealand

On 16 February 2018 at 14:27 "Danny and Yvonne SIMMS simms@... [amelyachtowners]" <amelyachtowners@...> wrote:

 

 

Hi all,

As I said before I was burned badly by an insurance company. I changed brokers and have a "agreed value" policy with my new broker.

I forwarded him some of the correspondence because, firstly I wanted him to know what was going on and secondly to see what he said regarding my "agreed Value" policy. He has sent me a response which is helpful. He does have a good name. Is it OK for me to share his reply with the group. I'm not trying to promote him, just to add something that may be helpful.

Regards

Danny

SM 299 Ocean Pearl

Mangonui 
New Zealand


On 16 February 2018 at 06:42 "Patrick Mcaneny sailw32@... [amelyachtowners]" <amelyachtowners@...> wrote:

 

Alexandre, Trust me, I for one will reread my policy with a more critical eye. Its disgusting how an insurance company would look for any excuse , even an invalid one to escape their responsibly . I will guarantee that the vast majority of boaters are not aware of these practices, and believe that they have an umbrella of protection , that in reality does not exist. I urge you guys to find a way to tell your story to a wider audience. 

Pat 
SM Shenanigans


-----Original Message-----
From: Alexandre Uster von Baar uster@... [amelyachtowners] <amelyachtowners@...>
To: amelyachtowners <amelyachtowners@...>
Sent: Thu, Feb 15, 2018 9:11 am
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 
Hello Pat,

I totally agree with you Danny.

This is why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium thinking you are covered, but you are not.

I URGE everybody to read their insurance policies.
Most of you probably never even receive it (I had to ask for mine).

I think as a boating community, if we group ourselves we have a way to make things better.

Example on my insurance policy it says in case of a name storm approaching you have to:
remove anything that offers wind resistance which is: bimini, sails, lazy bags, blade of wind turbine, dinghy, etc. these items must be removed and store inside the boat. As Rafael tragically find out, this also include barbecues. That is why they say “anything” even if not listed...
Then it says the boom must be attached to the deck.
Then you have to close all unnecessary sea cock.
Valuable objects such as electronics must be disassembled and store on land...
Then you have to “triple” the number of normal fenders, dock lines, etc.
IF YOU FAIL TO DO ANY OF THESE, the policy is canceled.

I really implore Rafael to tell his story…

Last week I met a french guy, so we chat, he used to be hired by insurance adjuster to find “anything” on a boat. He said, if there was a fire, the insurance adjuster would hire him to find any electrical welding (if I understood properly), as soon as they find 1, even if it is at the top of the mast, the policy is void and they don’t reimburse.
He said he was disgusted and like many sailor I met now simply has liability.

Alexandre

--------------------------------------------
On Thu, 2/15/18, Patrick Mcaneny sailw32@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based the premiums on the Agreed value ,
and then only will pay out based on what they determine the
market value is, because they don't want you to be
enriched ! Did they not enrich themselves by charging
excessive premiums for coverage they probably never intended
to honor ? This kind of information needs to get out to the
entire boating community through the internet and sailing
magazines . I encourage anyone treated unfairly to relate
their story , if  it results in lost business maybe they
will get the message. If 10% of those covered by a company
cancelled and took their business elsewhere and gave the
reason why , it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners <amelyachtown

Sent: Thu, Feb 15, 2018 6:34 am

Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good morning Danny,





I also have an “agreed” policy (from Helvetia through de
Lassee), BUT as my lawyer told me, this is a rip off as, it
is written on the contrat that the insurance has the right
to challenge the “agreed value” and pay only the market
value because the owner would “enrich” himself if case
of a total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself getting more
than the market value).


That is what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years to prove that
1) vessel was better equipped justifying the agreed value,
2) vessel was better maintained (justifying the higher
agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own adjuster writing a full report with all
the details.


We have been working since November on this.





So for anyone thinking they are safely covered with an
“agreed” value, please read your entire policy. If you
want I can show the specific section where what I just
explained is written. That will be in french in my case.





Sincerely, Alexandre





--------------------------------------------


On Wed, 2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye


To: amelyachtowners@...


Date: Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by insurers in the past. I now


have a policy with an "agreed Value" . I hope
that


would help in the case of a write off.DannySM


299 Ocean PearlOn 15 February 2018 at 11:19


"Alexandre Uster von Baar uster@...


[amelyachtowners]"


<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group “your” story about the insurance.





We have the same insurance


Helvetia contracted through de Lassee and I really think


every Amel owner should know the ridiculous excuses they


used to remove 30% of the value of your boat.





It is not “my” place to


tell everybody the way they treated “you”, but I
will


write mine with all the details when it will be settled.






I am definitely sorry that


your vessel was destroy soon after you purchased her and
did


not had the joy of sailing her.





Sincerely, Alexandre








--------------------------------------------


On Wed, 2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner saying


goodbye


To:


amelyachtowners@...


Date:


Wednesday, February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably this


will be


the last email that I send and I will withdraw from


the group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and it will be


impossible for me to


recover it.The


insurance will only pay a fraction of


what


it would cost me to buy an equal one. Deductibles and


other reasons.This situation not only


destroyed my


ship but my dreams. My dreams


of living on board with my


wife, my dreams


of crossing the Atlantic to the East, my





dreams of sailing the Mediterranean and perhaps other


seas


and finally returning to the beautiful


South of


Chile.


In this


group I gained friends


and knowledge and


for that, I thank each and every one of





you, especially Eric and Alexandre who from the
beginning


helped me with their advice.





If


you sail to Chile you will have a


friend


here.Greetings to





all


Fair


windsRafaelSM2k


246











 

 


 

 


 


Re: [Amel Yacht Owners] Do you want a spare Linear Actuator control board?

Bill & Judy Rouse <yahoogroups@...>
 

Great! Good luck.


Best,

CW Bill Rouse
Admiral, Texas Navy
Commander Emeritus
Amel School www.amelschool.com
720 Winnie St
Galveston Island, TX 77550
+1(832) 380-4970

On Feb 16, 2018 09:36, "sailor63109@... [amelyachtowners]" <amelyachtowners@...> wrote:
 

I'm considering having the printed circuit board (in the black box in the Bow Thruster compartment) made and then soldering on the relays, diodes and wire terminals myself or have it done.  


I'm going to test the first ones on my boat.  If it works out well, I'll offer them for sale at $450 each.  If you're interested please reply to this thread, but please only do that if you plan to buy one.  


If there is enough interest, I'll put together the first one and test it on my boat.  If all goes well, and costs don't escalate I'll stick to the $450 price.  I'll include instructions on how to install it.  They will be money-back guaranteed for a year.


One very large advantage, if your control box does not have a fuse, this will have the fuse preventing burn-out of the actuator motor in case of limit switch failure.  And trust me, the limit switch es do fail which will result in the linear actuator motor trying to work past a mechanical stop, drawing too much current for the motor which could ruin the motor.  The other failure point are the relays (3 small green boxes on the cirucit board).  You could just have the relays replaced, but then you wouldn't have the bow thruster during the interim.  Having a spare circuit board on hand would make it a 30 minute job to switch out.


Bill notes that there are at least three different arrangements of bow thrusters, so I would need you to send me a photo of the control box showing the wire terminal numbers and wire colors so I can be sure this setup would work for you.  Don't send me anything yet (unless you want to, I'd be interested).  All you have to do is remove the 4 screws on the faceplate and then snap the photos.


It's been suggested to me that I also offer the limit switches and the actuator.  I&#39 ;ll be working on that if there is interest in the circuit board.


I'm hoping I have not violated any rules of the forum, let me know if I have.


Duane

Wanderer, SM#477