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Re: Insurance in Europe
We are all certainly entitled to our own opinions. I have great respect for Bill’s insight and experience. It was hard-earned. On the other hand, my background gives me the desire for all available data. I agree that there are two sides to every story, and I appreciate that, but I think, in my years on the planet, I’ve been able to glean information from both overly good, and overly bad reviews. I believe in sharing experience and information, and let the user sort it to their best ability. In my humble opinion, I believe censorship of data, positive, or negative, does a disservice to the community as a whole. In my specific case, I’ve heard nothing but positive about Pantaenius UK. Sadly, I’ve read the opposite, too many times, about Pantaenius USA. (Yes, they are great at giving quotes) Believe me, I want to believe the USA company will give excellent claim service, especially since their quote is the most competitive. I haven’t given up on them yet. I’m at the stage in my life, though, where value supersedes price (as evidence of that, we’re buying a new Amel!). So I do want as much information, both positive and negative, to make the best, most informed decision possible. I’m sure most of us would too. How can we make educated decisions, with carefully filtered information? Hiding information because it doesn’t meet someone’s particular standard smacks of dishonesty to me. But that’s just my own opinion. You are welcome to disagree. Matt Salatino Amel 50, #27 Speed of Life
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Re: Climma Compact 9 EH MK3 Air Conditioning
eric freedman
Hi Mark,
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It is quite easy to check the compressor. On my Climma there are two wires and possibly a ground coming out of the compressor. I recall there is a connector or a screw type terminal on the 2 compressor wires. Make sure the AC is off on all the AC units and check the resistance between each hot wire and the case gf the compressor or ground. I don't recall if there is a ground. In any event if you have 0 ohms between either of the hot wires and the case/ground the compressor is toast. Fair Winds. Eric Sm 376 Kimberlite
On August 23, 2019 at 4:07 PM Mark Erdos <mcerdos@...> wrote:
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Re: Insurance in Europe
Hi Matt,
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These insurance companies are more inbred than Hogan's goat, but, yes, I think Pantaenius USA is the happy one - for US boats in Europe or non-tropical storm areas of the US (can't speak to the Pacific). Like virtually all of these companies they are underwritten by pools of international underwriters, and, so, seeking a "US Insurer" isn't really a possibility. IMIS/Gowrie/Jackline, for example, is underwritten by Markel Insurance Company, a Virginia corporation, but they place their underwriting with dozens of companies, many foreign, like Lloyds of London. Similarly, the various Pantaenius companies are underwritten by pools of underwriters. Basically, they are all marketing arms, packaging up various products for us. IMIS, for example, was started by Al Golden, a good friend well known to many in the SSCA. He created the Jackline Policy to meet the needs of the cruising community, of which he is a part and continues to strongly support through SSCA and others - he's pretty much retired now and his son has taken the reins. All great folks who have a true value added to a nameless cadre of underwriters because they know the market and can make things happen if there's a claim. Even the "most American" company for insurance, Boat US, runs their policies through GEICO, but as much as we love their gecco their underwriters are a world-wide group of insurance carriers. I've had great experience with Pantaenius USA even though I never had a claim, but they do use non-USA, A-rated underwriters like Lloyds of London and a bunch of others. They do have really helpful agents in the US, like Scott, and that's worth a lot. Now, I did have one claim with Pantaenius' parent organization in Germany when I had a lightning strike while my boat was on a freighter (you're not covered by your normal policy if you're being transported - you need a separate policy). Pantaenius-Germany's service could not have been better and they paid out in full as soon as I got the paper work and quotes submitted. I have no idea who actually supplied the funds for that - it's all behind the scenes in international underwriting. So do check to see who the underwriters are for whatever company's name is on your policy and see that they are highly rated. Other than that, you've simply got to judge the credibility of the agent you're dealing with. Cheers, Craig SN68 Sangaris
On Sat, Aug 24, 2019 at 07:42 PM, Matt Salatino wrote: Thanks Craig,
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Re: Insurance in Europe
Thanks, Theo.
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I’ll give them a call. ~~~⛵️~~~Matt
On Aug 24, 2019, at 8:32 AM, Theo s/v Paloma <sailingpaloma1@...> wrote:
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Re: Insurance in Europe
Thanks Craig,
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Still trying to confirm if the happily insured are with PAntEnius US or UK. I’ve learned they are two different carriers only sharing a common name. Also two different records of satisfaction. I will gladly go with Pantaenius US for my European travels if their insurer is indeed the US variety. We will have to reassess when we cross the pond. Thx again ~~~⛵️~~~Matt
On Aug 24, 2019, at 7:41 AM, Craig Briggs via Groups.Io <sangaris@...> wrote:
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Re: Insurance in Europe
Thanks for the valuable feedback.
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This is with Pantaenius USA, and not U.K.? They are very different companies. ~~~⛵️~~~Matt
On Aug 24, 2019, at 6:04 AM, Patrick McAneny via Groups.Io <sailw32@...> wrote:
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Re: Insurance in Europe
This was with Pantaenius USA? I didn’t know they even existed 10 years ago!
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~~~⛵️~~~Matt
On Aug 24, 2019, at 5:46 AM, Elja Röllinghoff Balu SM 222 <Bijorka@...> wrote:
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Re: I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)?
Patrick McAneny
Scott, We will definately hook up. I would be quite satisfied with the 54 ,I think its my favorite model. We will dinghy into Back Creek while there.
Pat
SM Shenanigans
-----Original Message-----
From: Scott SV Tengah <Scott.nguyen@...> To: main <main@AmelYachtOwners.groups.io> Sent: Sat, Aug 24, 2019 11:34 am Subject: Re: [AmelYachtOwners] I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)? It'd be great if we could all anchor out together somewhere. Sounds like Back Creek, if you arrive early enough, is the best bet. Otherwise at least we should all try to meet up.
You will likely find me sitting in the cockpit of the A50 typing on my phone, furiously calculating how I can make it work, financially. Just kidding, after the effort I put into making my A54 just like I like it, I wouldn't give her up for anything. :) -- Scott 2007 A54 #69 SV Tengah http://www.svtengah.com
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Re: I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)?
Scott SV Tengah
It'd be great if we could all anchor out together somewhere. Sounds like Back Creek, if you arrive early enough, is the best bet. Otherwise at least we should all try to meet up.
You will likely find me sitting in the cockpit of the A50 typing on my phone, furiously calculating how I can make it work, financially. Just kidding, after the effort I put into making my A54 just like I like it, I wouldn't give her up for anything. :) -- Scott 2007 A54 #69 SV Tengah http://www.svtengah.com
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Re: Insurance in Europe
I'm happy with Novamar. Their prices are competitive. I've used them for three boats, including the one in the S. Pacific. I've had no claims though, ever.
Theo. s/v Paloma Amel 50 #18
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Re: Insurance in Europe
Hi Matt,
I think your post is a good example of what Bill Rouse was talking about recently in admonishing negative reviews on this forum. To be "warned to avoid" a vendor without any specifics and without a full story is, frankly, not very meaningful. "War stories", especially about insurance claims, are notoriously one sided. And the many replies you got lauding Pantaenius USA points that out. But then we all listen to our mates; we just need to judge when to add that grain of salt. There have been many factual posts here about Pantaenius USA's hurricane zone requirements in the Caribbean and Florida being virtually impossible to meet and their breathtaking premium quotes for that region essentially taking them out of that market. At the same time there also have been posts about their excellent coverage and very competitive rates for US boats cruising Europe, which I experienced. No claims in 32 years, btw, suggests that will be your continuing experience and other replies to your post praising Pantaenius USA should alleviate any concerns about Pantaenius USA's claim service. Good luck with your shopping. Craig - SN68 Sangaris
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Re: Insurance in Europe
Yes, my experience with Pantenius is also good. Quick respond clear , clear conditions of insurance Fair prices are not cheap . and in the damages settlement we had a damage 10 years ago and fair . I don't trust anyone else Grüße Elja Röllinghoff SM Balu 222 Von meinem iPhone gesendet
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Re: Insurance in Europe
Patrick McAneny
Gary, I concur ,I have had nothing but positive experiences with Pantaenius . Unfortunately I have had now three claims ,a lightning strike two years ago,they paid every penny ,replaced all the electronics on the boat . Representing me now against Dream Yacht Charters from damage they did to my boat in the Caribbean last winter. They already paid me for all the damages up front, and are pursuing reimbursement from DYC . I got that check within a week of submitting the estimate. Two weeks ago my wind transducer was damaged by lightning ,another claim and they were responsive to that as well ,although we are waiting for the estimate . Can't compare rates ,but mine seems reasonable .
Pat
SM Shenanigans
-----Original Message-----
From: Gary Wells <gary@...> To: main <main@AmelYachtOwners.groups.io> Sent: Sat, Aug 24, 2019 7:52 am Subject: Re: [AmelYachtOwners] Insurance in Europe I guess I've not had the same experience with Pantaenius as some others but for us they have been easy to work with and very responsive to our requests to change cruising grounds.
I've been fortunate to not have a claim so I can't speak to that end but I have read (here, I think) that their post-lightning-strike service was very good. I know all I have to do is write an email to them and within a day or two I get a new quote for our cruising grounds when we go from U.S. to Med. to Caribbean (which is now a very pricey market). Without wanting to start a negative discourse, I would not be a person to warn you against them but rather to give a good in depth look at their merits and the scope of coverage they have. So far, so good with them and the people I have dealt with have all be friendly and accommodating .. even when I "oopsee'd" and sailed out of my coverage area unknowingly :). Gary W. SM 209, Adagio Halifax, NS
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Re: Insurance in Europe
Yes, my experience with Pantenius is also good. Quick respond clear , clear conditions of insurance Fair prices are not cheap . and in the damages settlement we had a damage 10 years ago and fair . I don't trust anyone else Grüße Elja Röllinghoff SM Balu 222 Kalamata Greece Von meinem iPhone gesendet
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Re: I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)?
Patrick McAneny
Mike , Yes a few years ago they stopped people from anchoring in front of the Academy for security reasons,shame we have anchored there for forty years. The general anchorage is just out another 150 yards ,you need to cruise around a bit to find 15 -20' ft ,otherwise its mostly about 30'.
Pat
SM #123
Sassafras River
-----Original Message-----
From: Mike Ondra via Groups.Io <mdondra@...> To: main <main@amelyachtowners.groups.io> Sent: Fri, Aug 23, 2019 9:15 pm Subject: Re: [AmelYachtOwners] I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)? I got chased out of the Academy Anchorage area by the Dockmaster a few weeks ago. Apparently theiy are discouraging anchoring right off the bulkhead. Wound up anchoring at Back Creek where there’s opportunities both outside and inside the creek.
Mike Ondra Aletes SM240
Rock Hall, Chesapeake Bay
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Re: I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)?
Patrick McAneny
Scoot, If you arrive early days before the show you may well find a place to anchor or a mooring in Back Creek. It is a tight area not much swing room and gets crowded early. Because of that and we don't arrive early we anchor outside. It can get a bit rolly in certain weather ,but we are generally comfortable and we like watching the activity out there ,dinghy racing ,etc.See ya there!
Thanks,
Pat
-----Original Message-----
From: Scott SV Tengah <Scott.nguyen@...> To: main <main@AmelYachtOwners.groups.io> Sent: Fri, Aug 23, 2019 7:59 pm Subject: Re: [AmelYachtOwners] I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)? Patrick,
They're yours, just remember to private message me around the time of the show. We are coming from Norfolk area. Our intent was to anchor at Back Creek, but would you suggest in front of the Academy? We can arrive a week prior to the show, too. -- Scott 2007 A54 #69 SV Tengah http://www.svtengah.com
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Re: Insurance in Europe
I guess I've not had the same experience with Pantaenius as some others but for us they have been easy to work with and very responsive to our requests to change cruising grounds.
I've been fortunate to not have a claim so I can't speak to that end but I have read (here, I think) that their post-lightning-strike service was very good. I know all I have to do is write an email to them and within a day or two I get a new quote for our cruising grounds when we go from U.S. to Med. to Caribbean (which is now a very pricey market). Without wanting to start a negative discourse, I would not be a person to warn you against them but rather to give a good in depth look at their merits and the scope of coverage they have. So far, so good with them and the people I have dealt with have all be friendly and accommodating .. even when I "oopsee'd" and sailed out of my coverage area unknowingly :). Gary W. SM 209, Adagio Halifax, NS
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Re: I'm going to the Annapolis Boat Show - anyone want SM bow thruster lip seals (free)?
We'll be at the show for sure!
. . I need to.double/triple check but I think I got a.setmofmseals.from.Maude last time that were 29mm ID instead of 30. Might be the that tightening up seal.on the shaft helps a bit with preventing water ingress. I'll look at my spares later today. Gary W. SM 209, Adagio Halifax, NS
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Re: Heading S from the Chesapeake
Definitely! Are you having work done in Trinidad?
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Kent Robertson S/V Kristy SM 243
On Aug 23, 2019, at 8:41 PM, Chuck_Kim_Joy <clacey9@...> wrote:
Hope to see you all as Kim and I make our way North from Trinidad in November. It's been a bit since St. Michaels. Tune into the Coconut Telegraph when you get settled in and we will connect from there. All the best Chuck and Kim Joy On Fri, Aug 23, 2019 at 6:00 PM karkauai via Groups.Io <karkauai=yahoo.com@groups.io> wrote:
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Re: Insurance in Europe
We’ve had the Jackline policy through IMIS, recently bought out by Gowrie group. I’ve dealt with the same contact there since before Gowrie took over. We haven’t had a claim, and haven’t asked about coverage in the Med, but they have been easy to deal with in every regard. Iris now insures her 100 year old wooden catboat with them as well.
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It won’t hurt to contact them... Rachel Sloan (410) 364-7707 rachel.imis@gowrie.com Good luck, stay safe, and have fun with Speed of Life. And don’t sign off as S.O.L. ;-)> Kent & Iris S/V Kristy SM 243
On Aug 23, 2019, at 6:48 PM, Germain Jean-Pierre <jp.germain45@gmail.com> wrote:
Hi Matt, I used Y Yachts when I was in EU. Their rates went up almost 25% this year, so I’ve changed to a NZ based insurer. GL Jean-Pierre Germain, SY Eleuthera SM 007, Fiji On 24 Aug 2019, at 10:24, Matt Salatino via Groups.Io <helmsmatt=yahoo.com@groups.io> wrote:
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