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Alexandre,

Your experience has been an education for many of us, myself included.  Please keep us informed as this develops as much as you want to.  It is appreciated.

Thanks and Merry Christmas!

Duane

Wanderer, SM#477

On Sat, 22 Dec 2018 at 5:26 am, Alexandre Uster von Baar uster@... [amelyachtowners]

wrote:

 

Insurance update.
As you might remember, the insurance (Helvetia contracted through the broker DeLassee) was holding on the partial payment because I did not pay “this year’s premium”.

Summation:
A year ago, the insurance offered a settlement 27.16% less than the agreed value of the contrat.
I said no and hired 2 lawyers.
Under french law, which my policy is governed under, the insurance has to pay the amount they offer as a “partial” payment.

The way they hold that payment, was by using article 8.4.4 from their policy saying that “insurance is canceled in case of total loss, etc. BUT ADDING: becomes effective the day the settlement is paid”.
Since I said no to the insulting amount and no payment was done, then I consequently still owe them the premium until we settle… (which could take years…).

Well, that last sentence is “illegal” (article 1170 of the old french law) because: “it is a clause that deprive the obligation from the debtor (the insurance)”.
In french:
https://www.legifrance.gouv.fr/affichCodeArticle.do?cidTexte=LEGITEXT000006070721&idArticle=LEGIARTI000006436553&dateTexte=&categorieLien=cid

The partial payment was made in November.
I called the new person handling my case at the insurance to tell him that by now he must know that I am not going to let go, and that I am still owed money from the collision in Nassau in 2014… (where I was at zero fault, but forced to accept 50%).

Last week, the insurance made a better offer, BUT WITH A TRICK.

First, the new settlement offer is not the “Agreed” value for which I have been paying the premium for all these years, it is 14% less and represents the market value of a similar SM2K.

Second, the trick is that if I accept their new offer, then the insurance is no longer responsible for any liability, etc. Which is a big NO. Why? Because the Simpson Bay marina has been trying to get money for a year and by sighing that document, then I would have to deal with them, hire other lawyers and could have to pay some damages.
So my lawyers are writing a modification saying the settlement only concerns damages to the ship, but let alive liability, etc.

I keep an eye on the forum and am touched to see time to time my illustrations are being mentioned.

Wishing all the Amel Owner a Merry Christmas and sending my most since wished for 2019: Good Health, Happiness, Love, Success, Travels and all you wish for.

Sincerely, Alexandre
SM2K #289 NIKIMAT, lost during Hurricane Irma in Sint Maarten on the 6th of September 2017.

 

Thanks for jumping in Bill.  Ass usual, you got right to the point.   In light of all of the comments and the somewhat heated discussion, I have modified the Registry with Alan's guidance to only reflect (by default):

  Year

  Model

  Hull#

  Boat Name

If the owner choses, they can also add some or all of:

  Owner's Name

  Email

  Home Port

  Current Location:

  Flag of Registry:

  Website (of the boat or sailing channel, etc).

I have updated the Registry Update form to allow members to completely remove their boat but also to update the actual items they might like to show (e.g. current location).   For the two Mark's (Brass Ring and Creampuff) and Teun, I have removed your boats from the list entirely - well to be honest, Brass Ring and Teun's boat weren't in there in the first place. as the list I built this off of had only Super Maramu's in it.  Creampuff has been deleted and now longer shows.  

I had looked at moving it over to the yahoo database as you suggested but this is problematic for two big reasons.  The first being that Yahoo lets members download copies of the database which I believe is very dangerous.  With the current system, it is online and can't be easily copied and changes every time it is updated.  When this discussion became heated, I took it offline for a day and just left the headers for discussion purposes (nobody seemed to notice!) .  None of the data was left floating around in the ether and it took me about 2 minutes to do that.  This would be impossible with copies of the the database floating around - once they are out there, they are out there.  A second major issue is that we would lose the automatic (more or less) ability to update the database with people filling out the permission form.  I haven't completely automated it yet, but it is 75% of the way there already and it shouldn't take me that long to completely automate it so that it will be almost completely self-sufficient.  My intention wasn't to build something that would take the moderators even more time to update or police and frankly, I'd like to get out there sailing with you folks!

As you had suggested, the one advantage of putting the database on yahoo over the current system is to hide the link so that it can not be accessed by non-members of the group.  This could easily be addressed by putting the link to the Registry (and the update form) into a file in the Files section of the forum and then only members could find it.  I was going to do this and delete the link in the original post in this thread but I discovered that I can't edit my post without deleting it and I'm not sure what will happen to this thread if I do that so I'll hold off until someone tells me it's O.K. to do it.  In the meantime, here is the link to the file containing the Registry and Registry Update Form:

https://groups.yahoo.com/neo/groups/amelyachtowners/files/Amel%20Yacht%20Owner%27s%20Registry%20and%20Update%20Form

We currently have 250 boats in the registry but of course the large portion of those just have Year, Name, Model and Boat Name. 

The final thought that occurred to me is that perhaps we might be better served by a lookup function rather than a listing of all of the boats.  For instance one might enter in Sangaris and find out it is a 1982 Santorin Ketch, Hull Number 68 owned by Craig and Katherine Briggs and get their email address (since they have positively approved giving out their name/email).  This way the Registry would be even less useful to anyone who is not a member.   You might also be able to ask what boats were in St Maarten and it would return a list of boats that had (optionally) indicated their current location was St. Maarten.  I suspect this would take a bit more work but it might be another idea to further protect the legitimate concerns and expectations of the members surrounding the privacy and security of their data. 

 

Hi Stephanie,
You talk about a 7m antenna. Is that an isolated backstay or a whip antenna you are planning to use.
If it’s a whip, can you please share the model number?

I agree with what the others have said, the tuner should be in the lazarette, with the minimum cable length between the tuner module and the antenna.

Regards
Dean
SY Stella
A54-154

 

Hi Ric,

 

I would like 2 hats pls.

Currently in USA – pls let me know how to handle payment etc.

 

Best Regards Teun

AMELIT  A54 # 128

Dec 19, 2018   14:32:06

 

 

 

From: amelyachtowners@... <amelyachtowners@...>
Sent: Wednesday, December 19, 2018 2:24 PM
To: amelyachtowners@...
Subject: [Amel Yacht Owners] Amel Swag

 

 

I had some folks ask about the Rendezvous bags and if I had any of the hats left. If you want extra, your welcome to buy them at my cost. Bags are $30, hats $18. Only 5 bags left & 12 hats. I am not in the swag business, it’s just for fun. Send me a direct email if your interested, before my kids appropriate them. Merry Christmas
Ric
Bali Hai SN 24
Annapolis