Date   
Re: Bow Thruster Actuator Wiring

Duane Siegfri
 

Bill,

  1. Are the colors you used representative of the actual wire colors? -Yes.  The purple wires marked F5 and H2 reverse the polarity of battery positive to the linear actuator motor (LAM) (i.e., one purple wire is battery positive, the other is battery negative).  The green wires report to the helm lights and buzzer when the LAM is fully up or down. The blue wire is battery negative and the red wire is battery positive: these two wires are only involved in the Limit Switch marked "SP".  Is it clear to you from the sketch how the switch marked 649H works?  And that the contact numbers on the switch (1 thru 6) are the same as on the wiring diagram?
  2. It appears that you did not finish the "Key," with only H2 listed. Do you plan to complete it?  The wiring symbols are standard, there is a diode in the green wire between the light and the buzzer, the switches 649H and 631H are noted on the sketch, the other symbol is for a battery.
  3. Do you have a photo of the termination of these wires at the PCB inside the control box?  I'll post one.
  4. Do I have your permission to use this to make a final wiring diagram?  Sure!  If you would give me credit I'd have a place in Amel history!


Duane

Re: [Amel Yacht Owners] Insurance. Does it deliver

Alexandre Uster von Baar
 

I think you should share his name and what he wrote.

Sincerely, Alexandre




--------------------------------------------

On Thu, 2/15/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: [Amel Yacht Owners] Insurance. Does it deliver
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:27 PM


 










Hi all,As I said before I was burned badly by
an insurance company. I changed brokers and have a
"agreed value" policy with my new broker.I
forwarded him some of the correspondence because, firstly I
wanted him to know what was going on and secondly to see
what he said regarding my "agreed Value" policy.
He has sent me a response which is helpful. He does have a
good name. Is it OK for me to share his reply with the
group. I'm not trying to promote him, just to add
something that may be
helpful.RegardsDannySM 299 Ocean
PearlMangonui 
New Zealand
On 16 February 2018 at 06:42
"Patrick Mcaneny sailw32@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Alexandre,
Trust me, I for one will reread my policy with a more
critical eye. Its disgusting how an insurance company would
look for any excuse , even an invalid one to escape their
responsibly . I will guarantee that the vast majority of
boaters are not aware of these practices, and believe that
they have an umbrella of protection , that in reality does
not exist. I urge you guys to find a way to tell your story
to a wider audience.  Pat SM
Shenanigans


-----Original
Message-----
From: Alexandre Uster von Baar
uster@... [amelyachtowners]
<amelyachtowners@...>
To:
amelyachtowners <amelyachtowners@...>
Sent: Thu, Feb 15, 2018 9:11 am
Subject: Re: [Amel Yacht Owners] Amel owner
saying goodbye

 Hello
Pat,

I totally agree
with you Danny.

This is
why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium
thinking you are covered, but you are not.


I URGE everybody to read their insurance
policies.
Most of you probably never even
receive it (I had to ask for mine).

I think as a boating community, if we group
ourselves we have a way to make things better.

Example on my insurance
policy it says in case of a name storm approaching you have
to:
remove anything that offers wind
resistance which is: bimini, sails, lazy bags, blade of wind
turbine, dinghy, etc. these items must be removed and store
inside the boat. As Rafael tragically find out, this also
include barbecues. That is why they say “anything” even
if not listed...
Then it says the boom
must be attached to the deck.
Then you
have to close all unnecessary sea cock.

Valuable objects such as electronics must be disassembled
and store on land...
Then you have to
“triple” the number of normal fenders, dock lines, etc.

IF YOU FAIL TO DO ANY OF THESE, the policy
is canceled.

I really
implore Rafael to tell his story…

Last week I met a french guy, so we chat, he
used to be hired by insurance adjuster to find
“anything” on a boat. He said, if there was a fire, the
insurance adjuster would hire him to find any electrical
welding (if I understood properly), as soon as they find 1,
even if it is at the top of the mast, the policy is void and
they don’t reimburse.
He said he was
disgusted and like many sailor I met now simply has
liability.

Alexandre


--------------------------------------------
On Thu, 2/15/18, Patrick Mcaneny sailw32@...
[amelyachtowners] <amelyachtowners@...>
wrote:

Subject: Re: [Amel
Yacht Owners] Amel owner saying goodbye
To:
amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based
the premiums on the Agreed value ,
and then
only will pay out based on what they determine the
market value is, because they don't want
you to be
enriched ! Did they not enrich
themselves by charging
excessive premiums
for coverage they probably never intended

to honor ? This kind of information needs to get out to
the
entire boating community through the
internet and sailing
magazines . I
encourage anyone treated unfairly to relate

their story , if  it results in lost business maybe they
will get the message. If 10% of those covered
by a company
cancelled and took their
business elsewhere and gave the
reason why
, it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von
Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners
<amelyachtown

Sent:
Thu, Feb 15, 2018 6:34 am


Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good
morning Danny,





I also have an “agreed” policy (from
Helvetia through de
Lassee), BUT as my
lawyer told me, this is a rip off as, it
is
written on the contrat that the insurance has the right
to challenge the “agreed value” and pay
only the market
value because the owner
would “enrich” himself if case
of a
total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself
getting more
than the market value).


That is
what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years
to prove that
1) vessel was better equipped
justifying the agreed value,
2) vessel was
better maintained (justifying the higher

agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own
adjuster writing a full report with all
the
details.


We have been working since November on this.






So for
anyone thinking they are safely covered with an
“agreed” value, please read your entire
policy. If you
want I can show the specific
section where what I just
explained is
written. That will be in french in my case.






Sincerely, Alexandre






--------------------------------------------


On Wed,
2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner
saying
goodbye


To: amelyachtowners@...


Date:
Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by
insurers in the past. I now


have a policy with an
"agreed Value" . I hope
that


would help
in the case of a write off.DannySM


299 Ocean PearlOn 15
February 2018 at 11:19



"Alexandre Uster von Baar uster@...



[amelyachtowners]"



<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group
“your” story about the insurance.





We have the same
insurance


Helvetia contracted through de Lassee and I
really think


every Amel owner should know the ridiculous
excuses they


used to remove 30% of the value of your boat.






It is not
“my” place to


tell everybody the way they treated “you”,
but I
will


write mine with all the
details when it will be settled.






I am
definitely sorry that


your vessel was destroy soon after you
purchased her and
did


not had the joy of sailing
her.







Sincerely, Alexandre









--------------------------------------------


On Wed,
2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner
saying



goodbye



To:


amelyachtowners@...


Date:


Wednesday,
February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably
this



will be



the last email that I send and I will withdraw from


the
group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and
it will be


impossible for me to


recover it.The


insurance
will only pay a fraction of


what


it would cost me to buy an
equal one. Deductibles and


other reasons.This situation
not only


destroyed my


ship but my dreams. My
dreams



of living on board with my


wife, my dreams


of
crossing the Atlantic to the East, my





dreams of sailing the
Mediterranean and perhaps other


seas


and finally returning to the
beautiful


South of



Chile.



In this



group I gained friends



and knowledge and


for that,
I thank each and every one of





you, especially Eric and
Alexandre who from the
beginning


helped me
with their advice.





If


you sail to Chile you will have a


friend



here.Greetings to





all


Fair


windsRafaelSM2k


246

Re: [Amel Yacht Owners] Boat Insurance

Patrick McAneny
 

Eric, I also have Pantaenius and had a claim for a near by lightning strike and was treated fairly. I assume that by "policy limits" they mean agreed value. I want to ask , because you know what assume can make you and me.
Thanks,
Pat SM#123


-----Original Message-----
From: 'sailormon' kimberlite@... [amelyachtowners]
To: amelyachtowners
Sent: Thu, Feb 15, 2018 8:46 pm
Subject: [Amel Yacht Owners] Boat Insurance

 
FYI,
I spoke to Pantaenius America Ltd today and asked them to explain how they handle agreed on value. They said they would pay policy limits if the boat was a total loss, or whatever it costs to repair it up to the policy limits.
They would not deny my claim for a BBQ on the rail.
 
They also stated that they pay for damage to the marina, and salvage and disposal of a yacht.
They insisted that they walk me through the policy so there was no misunderstandings.
It is rather clear in their policy that they are correct and straight shooters.
Fair Winds
Eric
Kimberlite Amel Super Maramu #376
 
From: amelyachtowners@... [mailto:amelyachtowners@...]
Sent: Thursday, February 15, 2018 6:33 AM
To: amelyachtowners@...
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
 
 
Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 


Re: [Amel Yacht Owners] Boat Insurance

Mohammad Shirloo
 

FYI;
 
When we wanted to replace our carrier that we had in Turkey, because they did not cover anything outside of Turkish waters, we discussed the matter with our attorney in Florida that specializes in marine related issues in US and international waters.
 
After some research on line, we were going to place our insurance with Pantaneous . However, our attorney advised against Pantaneous due to his years of negative experience with Pantaneous. We ended up going with Lloyds of London with an agreed amount limit. Luckily we have not had any claims, so I cannot speak to whether our decision is the correct one. Marine insurance and how each carrier will respond in the event of a loss, is definitely a very grey area,
 
Respectfully;
Mohammad and Aty
B&B Kokomo
Amel 54 #099


From: amelyachtowners@... [mailto:amelyachtowners@...]
Sent: Thursday, February 15, 2018 5:21 PM
To: amelyachtowners@...
Subject: [Amel Yacht Owners] Boat Insurance

 

FYI,

I spoke to Pantaenius America Ltd today and asked them to explain how they handle agreed on value. They said they would pay policy limits if the boat was a total loss, or whatever it costs to repair it up to the policy limits.

They would not deny my claim for a BBQ on the rail.

They also stated that they pay for damage to the marina, and salvage and disposal of a yacht.

They insisted that they walk me through the policy so there was no misunderstandings.

It is rather clear in their policy that they are correct and straight shooters.

Fair Winds

Eric

Kimberlite Amel Super Maramu #376

From: amelyachtowners@... [mailto:amelyachtowners@...]
Sent: Thursday, February 15, 2018 6:33 AM
To: amelyachtowners@...
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 

Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------

On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 


Insurance. Does it deliver

Danny and Yvonne SIMMS
 

Hi all,

As I said before I was burned badly by an insurance company. I changed brokers and have a "agreed value" policy with my new broker.

I forwarded him some of the correspondence because, firstly I wanted him to know what was going on and secondly to see what he said regarding my "agreed Value" policy. He has sent me a response which is helpful. He does have a good name. Is it OK for me to share his reply with the group. I'm not trying to promote him, just to add something that may be helpful.

Regards

Danny

SM 299 Ocean Pearl

Mangonui 
New Zealand


On 16 February 2018 at 06:42 "Patrick Mcaneny sailw32@... [amelyachtowners]" <amelyachtowners@...> wrote:

 

Alexandre, Trust me, I for one will reread my policy with a more critical eye. Its disgusting how an insurance company would look for any excuse , even an invalid one to escape their responsibly . I will guarantee that the vast majority of boaters are not aware of these practices, and believe that they have an umbrella of protection , that in reality does not exist. I urge you guys to find a way to tell your story to a wider audience. 

Pat 
SM Shenanigans


-----Original Message-----
From: Alexandre Uster von Baar uster@... [amelyachtowners] <amelyachtowners@...>
To: amelyachtowners <amelyachtowners@...>
Sent: Thu, Feb 15, 2018 9:11 am
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 
Hello Pat,

I totally agree with you Danny.

This is why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium thinking you are covered, but you are not.

I URGE everybody to read their insurance policies.
Most of you probably never even receive it (I had to ask for mine).

I think as a boating community, if we group ourselves we have a way to make things better.

Example on my insurance policy it says in case of a name storm approaching you have to:
remove anything that offers wind resistance which is: bimini, sails, lazy bags, blade of wind turbine, dinghy, etc. these items must be removed and store inside the boat. As Rafael tragically find out, this also include barbecues. That is why they say “anything” even if not listed...
Then it says the boom must be attached to the deck.
Then you have to close all unnecessary sea cock.
Valuable objects such as electronics must be disassembled and store on land...
Then you have to “triple” the number of normal fenders, dock lines, etc.
IF YOU FAIL TO DO ANY OF THESE, the policy is canceled.

I really implore Rafael to tell his story…

Last week I met a french guy, so we chat, he used to be hired by insurance adjuster to find “anything” on a boat. He said, if there was a fire, the insurance adjuster would hire him to find any electrical welding (if I understood properly), as soon as they find 1, even if it is at the top of the mast, the policy is void and they don’t reimburse.
He said he was disgusted and like many sailor I met now simply has liability.

Alexandre

--------------------------------------------
On Thu, 2/15/18, Patrick Mcaneny sailw32@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based the premiums on the Agreed value ,
and then only will pay out based on what they determine the
market value is, because they don't want you to be
enriched ! Did they not enrich themselves by charging
excessive premiums for coverage they probably never intended
to honor ? This kind of information needs to get out to the
entire boating community through the internet and sailing
magazines . I encourage anyone treated unfairly to relate
their story , if  it results in lost business maybe they
will get the message. If 10% of those covered by a company
cancelled and took their business elsewhere and gave the
reason why , it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners <amelyachtown

Sent: Thu, Feb 15, 2018 6:34 am

Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good morning Danny,





I also have an “agreed” policy (from Helvetia through de
Lassee), BUT as my lawyer told me, this is a rip off as, it
is written on the contrat that the insurance has the right
to challenge the “agreed value” and pay only the market
value because the owner would “enrich” himself if case
of a total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself getting more
than the market value).


That is what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years to prove that
1) vessel was better equipped justifying the agreed value,
2) vessel was better maintained (justifying the higher
agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own adjuster writing a full report with all
the details.


We have been working since November on this.





So for anyone thinking they are safely covered with an
“agreed” value, please read your entire policy. If you
want I can show the specific section where what I just
explained is written. That will be in french in my case.





Sincerely, Alexandre





--------------------------------------------


On Wed, 2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye


To: amelyachtowners@...


Date: Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by insurers in the past. I now


have a policy with an "agreed Value" . I hope
that


would help in the case of a write off.DannySM


299 Ocean PearlOn 15 February 2018 at 11:19


"Alexandre Uster von Baar uster@...


[amelyachtowners]"


<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group “your” story about the insurance.





We have the same insurance


Helvetia contracted through de Lassee and I really think


every Amel owner should know the ridiculous excuses they


used to remove 30% of the value of your boat.





It is not “my” place to


tell everybody the way they treated “you”, but I
will


write mine with all the details when it will be settled.






I am definitely sorry that


your vessel was destroy soon after you purchased her and
did


not had the joy of sailing her.





Sincerely, Alexandre








--------------------------------------------


On Wed, 2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner saying


goodbye


To:


amelyachtowners@...


Date:


Wednesday, February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably this


will be


the last email that I send and I will withdraw from


the group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and it will be


impossible for me to


recover it.The


insurance will only pay a fraction of


what


it would cost me to buy an equal one. Deductibles and


other reasons.This situation not only


destroyed my


ship but my dreams. My dreams


of living on board with my


wife, my dreams


of crossing the Atlantic to the East, my





dreams of sailing the Mediterranean and perhaps other


seas


and finally returning to the beautiful


South of


Chile.


In this


group I gained friends


and knowledge and


for that, I thank each and every one of





you, especially Eric and Alexandre who from the
beginning


helped me with their advice.





If


you sail to Chile you will have a


friend


here.Greetings to





all


Fair


windsRafaelSM2k


246











 

 


 

Boat Insurance

eric freedman
 

FYI,

I spoke to Pantaenius America Ltd today and asked them to explain how they handle agreed on value. They said they would pay policy limits if the boat was a total loss, or whatever it costs to repair it up to the policy limits.

They would not deny my claim for a BBQ on the rail.

 

They also stated that they pay for damage to the marina, and salvage and disposal of a yacht.

They insisted that they walk me through the policy so there was no misunderstandings.

It is rather clear in their policy that they are correct and straight shooters.

Fair Winds

Eric

Kimberlite Amel Super Maramu #376

 

From: amelyachtowners@... [mailto:amelyachtowners@...]
Sent: Thursday, February 15, 2018 6:33 AM
To: amelyachtowners@...
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 

 

Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 


Re: [Amel Yacht Owners] Copper-Coat AntiFouling

Mark Erdos
 

Ruedi, if you search here you will find many opinions for and against. Perhaps less for Copper-Coat. My question to you is, where are the savings if you need to haul your Amel every couple of years anyway for prop and c-drive maintenance? A big factor in the savings talked about in the Copper-Coat literature is not having to haul the boat and the boat yard savings. This is not the case with Amels.

 

You don’t say where you are located. Is there a qualified yard that knows how to mix and apply Copper-Coat near you. I was told by Copper-Coat there was are yard near me when I was in Florida. I asked the yard how many boats they had done. The answer was only one.

 

 

With best regards,

 

Mark

 

Skipper

Sailing Vessel - Cream Puff - SM2K - #275

Currently cruising - Dominica

www.creampuff.us

 

From: amelyachtowners@... [mailto:amelyachtowners@...]
Sent: Thursday, February 15, 2018 6:09 PM
To: amelyachtowners@...
Subject: [Amel Yacht Owners] Copper-Coat AntiFouling

 

 

Dear Amel'ies 

 

Maybe you had an earlier conversation on this topic already? I'm new here so I don't know.

 

Copper-coat AF seems to be attractive if it lasts 10 and more years, despite the fact of the high price. 

But I'm not sure all is right what I have read in the Internet.I have seen many articles and different opinions about copper-coat antifouling, some of them are very controversial. 



So I would like to know from this group your experience with it, if someone have done this. 

 

Thanks and best regards

Ruedi

Copper-Coat AntiFouling

Rudolf Waldispuehl
 

Dear Amel'ies 


Maybe you had an earlier conversation on this topic already? I'm new here so I don't know.


Copper-coat AF seems to be attractive if it lasts 10 and more years, despite the fact of the high price. 

But I'm not sure all is right what I have read in the Internet.I have seen many articles and different opinions about copper-coat antifouling, some of them are very controversial. 


So I would like to know from this group your experience with it, if someone have done this. 


Thanks and best regards

Ruedi

Re: [Amel Yacht Owners] Bow Thruster Actuator Wiring

Bill & Judy Rouse <yahoogroups@...>
 

Duane,

This is good. I would like to use the information you sketched to make a formal wiring diagram. 

Couple of questions:
  1. Are the colors you used representative of the actual wire colors?
  2. It appears that you did not finish the "Key," with only H2 listed. Do you plan to complete it?
  3. Do you have a photo of the termination of these wires at the PCB inside the control box?
  4. Do I have your permission to use this to make a final wiring diagram?
Best,

CW Bill Rouse
Admiral, Texas Navy
Commander Emeritus

Amel School  http://www.amelschool.com
720 Winnie St
Galveston Island, TX 77550

+1(832) 380-4970



On Thu, Feb 15, 2018 at 11:34 AM, sailor63109@... [amelyachtowners] <amelyachtowners@...> wrote:
 

Ever wonder how the BT Actuator works?  When I had the circuit board out of the BT Actuator Control Box, I traced all the wires back to the locker above the sink.  I posted a photo of the circuit diagram, and I'll try to copy it in here.  


Keep in mind that your setup may be different, Bill R has noted there are at least three configurations on the SM.  There is an Amel sketch of the wiring dated in the 90's, but it wasn't very close to the wiring on my boat.


Tracing all the wires helped me to finally find the bad connection.  This issue was one where the BT had two problems, a bad limit switch, and a faulty connection of the hot wire to the on/off switch.


Duane

Wanderer, SM#477




--

Re: [Amel Yacht Owners] Re: Condensation on bottom of freezer?

Bill & Judy Rouse <yahoogroups@...>
 

Duane,

OK, that is a new one on me. I must not remember that area correctly, or maybe your SM2k is different than #387 and all of the others I have been on. There was no way to store anything under the fridge/freezer. The following is the cavity for the fridge/freezer with it removed. The open port is the tank inspection port. Maybe you mean condensation inside the floor locker under the dining table????

The next photo is the entire fridge/freezer removed. Please explain where you got your hand "under" the unit and felt condensation.


Best,

CW Bill Rouse
Admiral, Texas Navy
Commander Emeritus

Amel School  http://www.amelschool.com
720 Winnie St
Galveston Island, TX 77550

+1(832) 380-4970

Re: [Amel Yacht Owners] Bow Thruster Actuator Wiring

Chuck_Kim_Joy
 

Thanks Duane,
Your right the old sketch floating around didn't help me much. This is much better for my age boat. Thanks for doing/sharing. You are fast becoming a subject matter expert in BTs

Chuck 

On Thu, Feb 15, 2018 at 10:34 AM, sailor63109@... [amelyachtowners] <amelyachtowners@...> wrote:
 

Ever wonder how the BT Actuator works?  When I had the circuit board out of the BT Actuator Control Box, I traced all the wires back to the locker above the sink.  I posted a photo of the circuit diagram, and I'll try to copy it in here.  


Keep in mind that your setup may be different, Bill R has noted there are at least three configurations on the SM.  There is an Amel sketch of the wiring dated in the 90's, but it wasn't very close to the wiring on my boat.


Tracing all the wires helped me to finally find the bad connection.  This issue was one where the BT had two problems, a bad limit switch, and a faulty connection of the hot wire to the on/off switch.


Duane

Wanderer, SM#477


Re: [Amel Yacht Owners] Amel owner saying goodbye

Danny and Yvonne SIMMS
 

Hi Alexandre,

well that settles that. Forget agreed value. 

Regards

Danny

On 16 February 2018 at 00:32 "Alexandre Uster von Baar uster@... [amelyachtowners]" <amelyachtowners@...> wrote:

 

Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 




 

Re: [Amel Yacht Owners] Amel owner saying goodbye

Patrick McAneny
 

Alexandre, Trust me, I for one will reread my policy with a more critical eye. Its disgusting how an insurance company would look for any excuse , even an invalid one to escape their responsibly . I will guarantee that the vast majority of boaters are not aware of these practices, and believe that they have an umbrella of protection , that in reality does not exist. I urge you guys to find a way to tell your story to a wider audience. 
Pat 
SM Shenanigans


-----Original Message-----
From: Alexandre Uster von Baar uster@... [amelyachtowners]
To: amelyachtowners
Sent: Thu, Feb 15, 2018 9:11 am
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 
Hello Pat,

I totally agree with you Danny.

This is why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium thinking you are covered, but you are not.

I URGE everybody to read their insurance policies.
Most of you probably never even receive it (I had to ask for mine).

I think as a boating community, if we group ourselves we have a way to make things better.

Example on my insurance policy it says in case of a name storm approaching you have to:
remove anything that offers wind resistance which is: bimini, sails, lazy bags, blade of wind turbine, dinghy, etc. these items must be removed and store inside the boat. As Rafael tragically find out, this also include barbecues. That is why they say “anything” even if not listed..
Then it says the boom must be attached to the deck.
Then you have to close all unnecessary sea cock.
Valuable objects such as electronics must be disassembled and store on land..
Then you have to “triple” the number of normal fenders, dock lines, etc.
IF YOU FAIL TO DO ANY OF THESE, the policy is canceled.

I really implore Rafael to tell his story…

Last week I met a french guy, so we chat, he used to be hired by insurance adjuster to find “anything” on a boat. He said, if there was a fire, the insurance adjuster would hire him to find any electrical welding (if I understood properly), as soon as they find 1, even if it is at the top of the mast, the policy is void and they don’t reimburse.
He said he was disgusted and like many sailor I met now simply has liability.

Alexandre

--------------------------------------------
On Thu, 2/15/18, Patrick Mcaneny sailw32@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based the premiums on the Agreed value ,
and then only will pay out based on what they determine the
market value is, because they don't want you to be
enriched ! Did they not enrich themselves by charging
excessive premiums for coverage they probably never intended
to honor ? This kind of information needs to get out to the
entire boating community through the internet and sailing
magazines . I encourage anyone treated unfairly to relate
their story , if  it results in lost business maybe they
will get the message. If 10% of those covered by a company
cancelled and took their business elsewhere and gave the
reason why , it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners
Sent: Thu, Feb 15, 2018 6:34 am

Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good morning Danny,





I also have an “agreed” policy (from Helvetia through de
Lassee), BUT as my lawyer told me, this is a rip off as, it
is written on the contrat that the insurance has the right
to challenge the “agreed value” and pay only the market
value because the owner would “enrich” himself if case
of a total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself getting more
than the market value).


That is what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years to prove that
1) vessel was better equipped justifying the agreed value,
2) vessel was better maintained (justifying the higher
agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own adjuster writing a full report with all
the details.


We have been working since November on this.





So for anyone thinking they are safely covered with an
“agreed” value, please read your entire policy. If you
want I can show the specific section where what I just
explained is written. That will be in french in my case.





Sincerely, Alexandre





--------------------------------------------


On Wed, 2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye


To: amelyachtowners@...


Date: Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by insurers in the past. I now


have a policy with an "agreed Value" . I hope
that


would help in the case of a write off.DannySM


299 Ocean PearlOn 15 February 2018 at 11:19


"Alexandre Uster von Baar uster@...


[amelyachtowners]"


<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group “your” story about the insurance.





We have the same insurance


Helvetia contracted through de Lassee and I really think


every Amel owner should know the ridiculous excuses they


used to remove 30% of the value of your boat.





It is not “my” place to


tell everybody the way they treated “you”, but I
will


write mine with all the details when it will be settled.






I am definitely sorry that


your vessel was destroy soon after you purchased her and
did


not had the joy of sailing her.





Sincerely, Alexandre








--------------------------------------------


On Wed, 2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner saying


goodbye


To:


amelyachtowners@...


Date:


Wednesday, February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably this


will be


the last email that I send and I will withdraw from


the group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and it will be


impossible for me to


recover it.The


insurance will only pay a fraction of


what


it would cost me to buy an equal one. Deductibles and


other reasons.This situation not only


destroyed my


ship but my dreams. My dreams


of living on board with my


wife, my dreams


of crossing the Atlantic to the East, my





dreams of sailing the Mediterranean and perhaps other


seas


and finally returning to the beautiful


South of


Chile.


In this


group I gained friends


and knowledge and


for that, I thank each and every one of





you, especially Eric and Alexandre who from the
beginning


helped me with their advice.





If


you sail to Chile you will have a


friend


here.Greetings to





all


Fair


windsRafaelSM2k


246











Bow Thruster Actuator Wiring

Duane Siegfri
 

Ever wonder how the BT Actuator works?  When I had the circuit board out of the BT Actuator Control Box, I traced all the wires back to the locker above the sink.  I posted a photo of the circuit diagram, and I'll try to copy it in here.  


Keep in mind that your setup may be different, Bill R has noted there are at least three configurations on the SM.  There is an Amel sketch of the wiring dated in the 90's, but it wasn't very close to the wiring on my boat.


Tracing all the wires helped me to finally find the bad connection.  This issue was one where the BT had two problems, a bad limit switch, and a faulty connection of the hot wire to the on/off switch.


Duane

Wanderer, SM#477

Re: Condensation on bottom of freezer?

Duane Siegfri
 

I was hoping for a "gee, just do this and Voila!  ees all better!"  But as long as there isn't a bigger problem causing it, no big deal.

Thanks Bill,
Duane

Re: [Amel Yacht Owners] Amel owner saying goodbye

Alexandre Uster von Baar
 

Hello Pat,

I totally agree with you Danny.

This is why my lawyer said it was a rip off to start with.
You are paying in good faith a higher premium thinking you are covered, but you are not.

I URGE everybody to read their insurance policies.
Most of you probably never even receive it (I had to ask for mine).

I think as a boating community, if we group ourselves we have a way to make things better.

Example on my insurance policy it says in case of a name storm approaching you have to:
remove anything that offers wind resistance which is: bimini, sails, lazy bags, blade of wind turbine, dinghy, etc. these items must be removed and store inside the boat. As Rafael tragically find out, this also include barbecues. That is why they say “anything” even if not listed.
Then it says the boom must be attached to the deck.
Then you have to close all unnecessary sea cock.
Valuable objects such as electronics must be disassembled and store on land.
Then you have to “triple” the number of normal fenders, dock lines, etc.
IF YOU FAIL TO DO ANY OF THESE, the policy is canceled.

I really implore Rafael to tell his story…

Last week I met a french guy, so we chat, he used to be hired by insurance adjuster to find “anything” on a boat. He said, if there was a fire, the insurance adjuster would hire him to find any electrical welding (if I understood properly), as soon as they find 1, even if it is at the top of the mast, the policy is void and they don’t reimburse.
He said he was disgusted and like many sailor I met now simply has liability.

Alexandre




--------------------------------------------

On Thu, 2/15/18, Patrick Mcaneny sailw32@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Thursday, February 15, 2018, 7:15 AM


 









The
insurance company based the premiums on the Agreed value ,
and then only will pay out based on what they determine the
market value is, because they don't want you to be
enriched ! Did they not enrich themselves by charging
excessive premiums for coverage they probably never intended
to honor ? This kind of information needs to get out to the
entire boating community through the internet and sailing
magazines . I encourage anyone treated unfairly to relate
their story , if  it results in lost business maybe they
will get the message. If 10% of those covered by a company
cancelled and took their business elsewhere and gave the
reason why , it would get their attention. Its sad to lose a
dream .
Pat 

SM Shenanigans






-----Original
Message-----

From: Alexandre Uster von Baar uster@...
[amelyachtowners] <amelyachtowners@...>

To: amelyachtowners <amelyachtown

Sent: Thu, Feb 15, 2018 6:34 am

Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye








 













Good morning Danny,





I also have an “agreed” policy (from Helvetia through de
Lassee), BUT as my lawyer told me, this is a rip off as, it
is written on the contrat that the insurance has the right
to challenge the “agreed value” and pay only the market
value because the owner would “enrich” himself if case
of a total loss. (meaning that: if you are reimburse the
agreed value, you would “enrich” yourself getting more
than the market value).


That is what my insurance is doing, so my lawyer ask me to
compile all the invoices for the last 5 years to prove that
1) vessel was better equipped justifying the agreed value,
2) vessel was better maintained (justifying the higher
agreed value) 3) that my expenses were higher than the
average, etc...


So now I have my own adjuster writing a full report with all
the details.


We have been working since November on this.





So for anyone thinking they are safely covered with an
“agreed” value, please read your entire policy. If you
want I can show the specific section where what I just
explained is written. That will be in french in my case.





Sincerely, Alexandre





--------------------------------------------


On Wed, 2/14/18, Danny and Yvonne SIMMS simms@...
[amelyachtowners] <amelyachtowners@...>
wrote:





Subject: Re: [Amel Yacht Owners] Amel owner saying
goodbye


To: amelyachtowners@...


Date: Wednesday, February 14, 2018, 10:51 PM








 
































I too have been raped by insurers in the past. I now


have a policy with an "agreed Value" . I hope
that


would help in the case of a write off.DannySM


299 Ocean PearlOn 15 February 2018 at 11:19


"Alexandre Uster von Baar uster@...


[amelyachtowners]"


<amelyachtowners@...>
wrote:





  Dear Rafael,








I think you need to tell


the Group “your” story about the insurance.





We have the same insurance


Helvetia contracted through de Lassee and I really think


every Amel owner should know the ridiculous excuses they


used to remove 30% of the value of your boat.





It is not “my” place to


tell everybody the way they treated “you”, but I
will


write mine with all the details when it will be settled.






I am definitely sorry that


your vessel was destroy soon after you purchased her and
did


not had the joy of sailing her.





Sincerely, Alexandre








--------------------------------------------


On Wed, 2/14/18, rcavie


<no_reply@...>
wrote:





Subject: [Amel Yacht Owners] Amel owner saying


goodbye


To:


amelyachtowners@...


Date:


Wednesday, February 14, 2018, 1:57 PM








 





























Dear


friends AMEL ownersProbably this


will be


the last email that I send and I will withdraw from


the group. The reason is that Hurricane


Irma


destroyed my Amel SM2k and it will be


impossible for me to


recover it.The


insurance will only pay a fraction of


what


it would cost me to buy an equal one. Deductibles and


other reasons.This situation not only


destroyed my


ship but my dreams. My dreams


of living on board with my


wife, my dreams


of crossing the Atlantic to the East, my





dreams of sailing the Mediterranean and perhaps other


seas


and finally returning to the beautiful


South of


Chile.


In this


group I gained friends


and knowledge and


for that, I thank each and every one of





you, especially Eric and Alexandre who from the
beginning


helped me with their advice.





If


you sail to Chile you will have a


friend


here.Greetings to





all


Fair


windsRafaelSM2k


246

Re: [Amel Yacht Owners] Amel owner saying goodbye

VLADIMIR SONSEV
 

HI Rafael,
I am sorry for your loss. I understand you. I also have special relation to my boat. I treasure her more than my house. She is almost part of a family.

If you have some spare parts to sell, I will be interested paticulaly headsail furling. Write me
 sonsev52 at gmail.


Vladimir
SM 345 "LIFE IS GOOD"

On Feb 15, 2018 07:34, "Alexandre Uster von Baar uster@... [amelyachtowners]" <amelyachtowners@...> wrote:
 

Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@yahoogroups.com> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@yahoogroups.com
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@yahoogroups.com> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@yahoogroups.com
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 



Re: [Amel Yacht Owners] Amel owner saying goodbye

Patrick McAneny
 

The insurance company based the premiums on the Agreed value , and then only will pay out based on what they determine the market value is, because they don't want you to be enriched ! Did they not enrich themselves by charging excessive premiums for coverage they probably never intended to honor ? This kind of information needs to get out to the entire boating community through the internet and sailing magazines . I encourage anyone treated unfairly to relate their story , if  it results in lost business maybe they will get the message. If 10% of those covered by a company cancelled and took their business elsewhere and gave the reason why , it would get their attention. Its sad to lose a dream .
Pat 
SM Shenanigans


-----Original Message-----
From: Alexandre Uster von Baar uster@... [amelyachtowners]
To: amelyachtowners Sent: Thu, Feb 15, 2018 6:34 am
Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye

 
Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc..
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246





 



Re: [Amel Yacht Owners] Amel owner saying goodbye

Alexandre Uster von Baar
 

Good morning Danny,

I also have an “agreed” policy (from Helvetia through de Lassee), BUT as my lawyer told me, this is a rip off as, it is written on the contrat that the insurance has the right to challenge the “agreed value” and pay only the market value because the owner would “enrich” himself if case of a total loss. (meaning that: if you are reimburse the agreed value, you would “enrich” yourself getting more than the market value).
That is what my insurance is doing, so my lawyer ask me to compile all the invoices for the last 5 years to prove that 1) vessel was better equipped justifying the agreed value, 2) vessel was better maintained (justifying the higher agreed value) 3) that my expenses were higher than the average, etc.
So now I have my own adjuster writing a full report with all the details.
We have been working since November on this.

So for anyone thinking they are safely covered with an “agreed” value, please read your entire policy. If you want I can show the specific section where what I just explained is written. That will be in french in my case.

Sincerely, Alexandre




--------------------------------------------

On Wed, 2/14/18, Danny and Yvonne SIMMS simms@... [amelyachtowners] <amelyachtowners@...> wrote:

Subject: Re: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 10:51 PM


 










I too have been raped by insurers in the past. I now
have a policy with an "agreed Value" . I hope that
would help in the case of a write off.DannySM
299 Ocean PearlOn 15 February 2018 at 11:19
"Alexandre Uster von Baar uster@...
[amelyachtowners]"
<amelyachtowners@...> wrote:

  Dear Rafael,


I think you need to tell
the Group “your” story about the insurance.

We have the same insurance
Helvetia contracted through de Lassee and I really think
every Amel owner should know the ridiculous excuses they
used to remove 30% of the value of your boat.

It is not “my” place to
tell everybody the way they treated “you”, but I will
write mine with all the details when it will be settled.

I am definitely sorry that
your vessel was destroy soon after you purchased her and did
not had the joy of sailing her.

Sincerely, Alexandre


--------------------------------------------
On Wed, 2/14/18, rcavie
<no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying
goodbye
To:
amelyachtowners@...
Date:
Wednesday, February 14, 2018, 1:57 PM


 









Dear
friends AMEL ownersProbably this
will be
the last email that I send and I will withdraw from
the group. The reason is that Hurricane
Irma
destroyed my Amel SM2k and it will be
impossible for me to
recover it.The
insurance will only pay a fraction of
what
it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only
destroyed my
ship but my dreams. My dreams
of living on board with my
wife, my dreams
of crossing the Atlantic to the East, my

dreams of sailing the Mediterranean and perhaps other
seas
and finally returning to the beautiful
South of
Chile.
In this
group I gained friends
and knowledge and
for that, I thank each and every one of

you, especially Eric and Alexandre who from the beginning
helped me with their advice.

If
you sail to Chile you will have a
friend
here.Greetings to

all
Fair
windsRafaelSM2k
246

Re: [Amel Yacht Owners] Amel owner saying goodbye

Danny and Yvonne SIMMS
 

I too have been raped by insurers in the past. I now have a policy with an "agreed Value" . I hope that would help in the case of a write off.

Danny

SM 299 Ocean Pearl

On 15 February 2018 at 11:19 "Alexandre Uster von Baar uster@... [amelyachtowners]" <amelyachtowners@...> wrote:

 

Dear Rafael,

I think you need to tell the Group “your” story about the insurance.

We have the same insurance Helvetia contracted through de Lassee and I really think every Amel owner should know the ridiculous excuses they used to remove 30% of the value of your boat.

It is not “my” place to tell everybody the way they treated “you”, but I will write mine with all the details when it will be settled.

I am definitely sorry that your vessel was destroy soon after you purchased her and did not had the joy of sailing her.

Sincerely, Alexandre

--------------------------------------------
On Wed, 2/14/18, rcavie <no_reply@...> wrote:

Subject: [Amel Yacht Owners] Amel owner saying goodbye
To: amelyachtowners@...
Date: Wednesday, February 14, 2018, 1:57 PM


 









Dear friends AMEL ownersProbably this
will be the last email that I send and I will withdraw from
the group. The reason is that Hurricane Irma
destroyed my Amel SM2k and it will be impossible for me to
recover it.The insurance will only pay a fraction of
what it would cost me to buy an equal one. Deductibles and
other reasons.This situation not only destroyed my
ship but my dreams. My dreams of living on board with my
wife, my dreams of crossing the Atlantic to the East, my
dreams of sailing the Mediterranean and perhaps other seas
and finally returning to the beautiful South of
Chile.
In this group I gained friends
and knowledge and for that, I thank each and every one of
you, especially Eric and Alexandre who from the beginning
helped me with their advice.
If
you sail to Chile you will have a friend
here.Greetings to
all
Fair
windsRafaelSM2k 246