Insurance (2016/7) - Single handed coverage??



Was that quote for hull insurance only?  or did it include liability coverage as well? 

That is about what we pay for our Pantaneous policy, just for hull insurance.  US$3M liability adds another $1200 per annum.

It is fascinating to me to see the differences in terms and pricing even between policies written by the same company.  It just reinforces the advice to shop and negotiate for your own situation, and not rely on anecdotal comments from others to decide what works for you.  Although those anecdotes can sure help with the negotiation :)

Bill Kinney
SM#160 Harmonie
Mayaguez, Puerto Rico

---In amelyachtowners@..., <uster@...> wrote :

Good morning,

Just to add information to the subject.
I requested a quote from Y Yacht Insurance.
for 280.000 Euro vessel ($300.000) the premium is 2400 Euro ($2600) for cruising area (Easter) Caribbean Lat 9N to 19N and Long 58W to 68W PLUS the ABC (Aruba, Bonaire and Curacao).
There is NO coverage between June and November during windstorm name, unless the vessel is:
-In the water Chaguaramas (Trinidad) or the ABC
-Ashore in Grenada or Antigua on the One piece purpose built crate (deductible is increase to 6000 Euro)
-In the new Marina in Fort De France, in double slip with all lines double (deductible is increase to 6000 Euro)
-Solo is limited to 18 hours.

We have been talking back and forth, I mentioned my lines are always double, explain how many fenders I use, etc. so they would consider adding the Anse Marcel with triple dock lines.

I am seriously considering using them once my current insurance expires.

Sincerely, Alexandre
Harbor View Marina, Tortola, BVI