Insurance Companies
Teun,
Have you tried:
Y-Yacht (UK – EU)- http://www.yyachtinsurance.com/ The Marina Shop (NZ) - https://www.marine-insurance.co.nz/ Top Sail (UK) - https://www.topsailinsurance.com (10% discount for OCC members) Growrie (USA) - https://gowrie.com/Marine-Insurance/JacklineProgram.aspx
All of these have good reputations and will write a policy for international blue water sailors.
With best regards,
Mark
Skipper Sailing Vessel - Cream Puff - SM2K - #275 Currently cruising - Tahiti, French Polynesia www.creampuff.us
From:
main@AmelYachtOwners.groups.io [mailto:main@AmelYachtOwners.groups.io] On
Behalf Of Teun BAAS
Bill,
I think that insurance is a very big issue. I have now approached 6 to 7 agents/companies mentioned on our AYOG Forum and get very conflicting reasons of not willing to write insurance, like:
In talking to agents recommended via our AYOG forum I realize few of them remember/recognize the AMEL specific 6 or 7 watertight compartments so they tell me I need additional pumps on board; our overbuild rigging etc. etc.; and tell me I need to renew my rigging (just surveyed in December 2019 in COOMERA) because it is now 10 years old.
In all honesty: agency on #3 and #4 is now looking at this again after I wrote back I was a USA resident and had a USA address she replied she was going to look into this.
I know I am not the only AMEL owner having this problem – another member mentioned on the forum maybe looking at organizing our own group insurance (maybe via LLOYDS ?? they are used to write unusual policies)
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 1, 2020 10:02:02
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From: main@AmelYachtOwners.groups.io
<main@AmelYachtOwners.groups.io> On Behalf Of CW Bill Rouse via
groups.io
Sent: Friday, May 1, 2020 08:46 To: main@AmelYachtOwners.groups.io Subject: [Special] [AmelYachtOwners] Additional ZOOM Meetings #ZOOM
All, Sails Refrigeration Standing
Rigging Lithium
Solutions Another
suggestion I had was to find an "...Insurance Adjuster, whose role it is to be the interpreter of the
policy, protecting only the insurance company in order to minimize liability
and expenses. This expert is the one we need to come and talk to us about
insurance and how to get the best policy for the most reasonable price." I am aware of public
marine insurance adjusters in Florida but have no direct knowledge of any of these.
Best,
CW Bill Rouse
|
|
Hi Mark,
Really appreciate your and the other members help on this.
Yes Sir – all of these are part of the 6 or 7 I approached.
Y-Yacht Niki: reason 1 and 5 on my list The Marina Shop – still waiting but informed me I needed new rigging Gowrie – the RI agent reason #7 and the FL agent reason #3 and #4 but she is now working on this again.
Top Sail is the ONLY one coming back with a proposal which I am currently discussing as I would like to have additional hard storage coverage as long as I am not back to the boat (might be for another 4 to 6 months). BTW a very, very fair proposal and only requiring a rigging survey which is fine with me.
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 1, 2020 11:20:17
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From: main@AmelYachtOwners.groups.io <main@AmelYachtOwners.groups.io>
On Behalf Of Mark Erdos via groups.io
Sent: Friday, May 1, 2020 11:11 To: main@AmelYachtOwners.groups.io Subject: [AmelYachtOwners] Insurance Companies
Teun,
Have you tried:
Y-Yacht (UK – EU)- http://www.yyachtinsurance.com/ The Marina Shop (NZ) - https://www.marine-insurance.co.nz/ Top Sail (UK) - https://www.topsailinsurance.com (10% discount for OCC members) Growrie (USA) - https://gowrie.com/Marine-Insurance/JacklineProgram.aspx
All of these have good reputations and will write a policy for international blue water sailors.
With best regards,
Mark
Skipper Sailing Vessel - Cream Puff - SM2K - #275 Currently cruising - Tahiti, French Polynesia
From:
main@AmelYachtOwners.groups.io [mailto:main@AmelYachtOwners.groups.io]
On Behalf Of Teun BAAS
Bill,
I think that insurance is a very big issue. I have now approached 6 to 7 agents/companies mentioned on our AYOG Forum and get very conflicting reasons of not willing to write insurance, like:
In talking to agents recommended via our AYOG forum I realize few of them remember/recognize the AMEL specific 6 or 7 watertight compartments so they tell me I need additional pumps on board; our overbuild rigging etc. etc.; and tell me I need to renew my rigging (just surveyed in December 2019 in COOMERA) because it is now 10 years old.
In all honesty: agency on #3 and #4 is now looking at this again after I wrote back I was a USA resident and had a USA address she replied she was going to look into this.
I know I am not the only AMEL owner having this problem – another member mentioned on the forum maybe looking at organizing our own group insurance (maybe via LLOYDS ?? they are used to write unusual policies)
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 1, 2020 10:02:02
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From:
main@AmelYachtOwners.groups.io <main@AmelYachtOwners.groups.io>
On Behalf Of CW Bill Rouse via groups.io
All, Sails Refrigeration Standing Rigging Lithium Solutions Another suggestion I had was to find an
"...Insurance Adjuster, whose role it is to be the interpreter of the policy, protecting
only the insurance company in order to minimize liability and expenses. This expert is the one we need to come and talk to us about insurance and how to get the best policy for the most reasonable price."
I am aware of public marine insurance adjusters in Florida but have no direct knowledge of any of these.
Best,
CW Bill Rouse
|
|
Update & final outcome on my insurance hassle:
Agent 6 came back and informed he could NOT help because my boat was not SPAIN based.
In total 2 of the 7 Forum recommended agents came back with exactly the same GERMAN insurer policy, premium etc. as my South Pacific agent had proposed earlier. This GERMAN carrier included a mandatory Dutch 21% Insurance tax while the boat is not in Dutch/EU waters. Prime example of Dutch greediness/extortion.
This (only) insurer was also not willing to give a “hard storage only” cover while I was willing to prepay for a regular 1 year sailing cover to be activated once she goes back in the water.
One of the 2 Forum agents was willing to give 5% discount out of his commission which I rejected as I am not nickel & diming over somebody’s livelihood and my current agent has always done a great & professional job.
So this issue is behind me for ONE YEAR but I am sure this will not get any better.
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 6, 2020 09:58:20
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From: Teun BAAS
Sent: Friday, May 1, 2020 11:22 To: main@AmelYachtOwners.groups.io Subject: RE: [AmelYachtOwners] Insurance Companies
Hi Mark,
Really appreciate your and the other members help on this.
Yes Sir – all of these are part of the 6 or 7 I approached.
Y-Yacht Niki: reason 1 and 5 on my list The Marina Shop – still waiting but informed me I needed new rigging Gowrie – the RI agent reason #7 and the FL agent reason #3 and #4 but she is now working on this again.
Top Sail is the ONLY one coming back with a proposal which I am currently discussing as I would like to have additional hard storage coverage as long as I am not back to the boat (might be for another 4 to 6 months). BTW a very, very fair proposal and only requiring a rigging survey which is fine with me.
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 1, 2020 11:20:17
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From:
main@AmelYachtOwners.groups.io <main@AmelYachtOwners.groups.io>
On Behalf Of Mark Erdos via groups.io
Teun,
Have you tried:
Y-Yacht (UK – EU)- http://www.yyachtinsurance.com/ The Marina Shop (NZ) - https://www.marine-insurance.co.nz/ Top Sail (UK) - https://www.topsailinsurance.com (10% discount for OCC members) Growrie (USA) - https://gowrie.com/Marine-Insurance/JacklineProgram.aspx
All of these have good reputations and will write a policy for international blue water sailors.
With best regards,
Mark
Skipper Sailing Vessel - Cream Puff - SM2K - #275 Currently cruising - Tahiti, French Polynesia
From:
main@AmelYachtOwners.groups.io [mailto:main@AmelYachtOwners.groups.io]
On Behalf Of Teun BAAS
Bill,
I think that insurance is a very big issue. I have now approached 6 to 7 agents/companies mentioned on our AYOG Forum and get very conflicting reasons of not willing to write insurance, like:
In talking to agents recommended via our AYOG forum I realize few of them remember/recognize the AMEL specific 6 or 7 watertight compartments so they tell me I need additional pumps on board; our overbuild rigging etc. etc.; and tell me I need to renew my rigging (just surveyed in December 2019 in COOMERA) because it is now 10 years old.
In all honesty: agency on #3 and #4 is now looking at this again after I wrote back I was a USA resident and had a USA address she replied she was going to look into this.
I know I am not the only AMEL owner having this problem – another member mentioned on the forum maybe looking at organizing our own group insurance (maybe via LLOYDS ?? they are used to write unusual policies)
Best Regards Teun SV AMELIT A54 #128
COOMERA (near BRISBANE) QLD AUSTRALIA May 1, 2020 10:02:02
USA cell: +1 832 477 8842 AUSTRALIA cell: +61 5951 8909
You can follow AMELIT via this link: https://forecast.predictwind.com/tracking/display/AMELIT
From:
main@AmelYachtOwners.groups.io <main@AmelYachtOwners.groups.io>
On Behalf Of CW Bill Rouse via groups.io
All, Sails Refrigeration Standing Rigging Lithium Solutions Another suggestion I had was to find an
"...Insurance Adjuster, whose role it is to be the interpreter of the policy, protecting
only the insurance company in order to minimize liability and expenses. This expert is the one we need to come and talk to us about insurance and how to get the best policy for the most reasonable price."
I am aware of public marine insurance adjusters in Florida but have no direct knowledge of any of these.
Best,
CW Bill Rouse
|
|